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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110154 reviews)

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4.90

Based on 110,154 reviews, last reviewed 18th May 2026

2734850% increase in 5 star reviews

in the past 90 days

8050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Cash when needed If i need anything urgent I will use PayPal card which in my wallet. Then can carry on paying by direct debt at end month when my salary! Reviewed on: 18th May 2026

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110154)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good they deal with my questions very well

Good they deal with my questions very well Reviewed on: 7th May 2026

Unique and Simple

Unique and Simple but need to improve overall Reviewed on: 7th May 2026

I like using paypal for its convenience when buying...

I like using paypal for its convenience when buying something online as there is usually a dedicated paypal button. I have recently gotten a physical card which means I can benefit from 0% interest for 4 months on purchases over £100 when shopping in stores. Reviewed on: 7th May 2026

Fast and efficient service.

Fast and efficient service. Simple to use Reviewed on: 7th May 2026

The most helpful and easy bank ever

I’ve been using PayPal for about 1 year. The easy way to use the bank account, the card, the customer service. Everything is amazing. I definitely recommend PayPal to everyone. Reviewed on: 7th May 2026

It is easy to use and sign posted well on stores tha...

It is easy to use and sign posted well on stores that accept it. When signing in to your account you can easily see your outstanding balance and how much is due in that month. Reviewed on: 7th May 2026

Very straightforward to use and a much better app th...

Very straightforward to use and a much better app than many traditional credit card providers offer. Also very easy to see which transactions are on 0% and when those promotional rates are due to run out - other providers bury this information on the last page of the pdf statement making it hard to tell how much money to pay off each month.. Reviewed on: 7th May 2026

The 4month interest free period for purchases over £...

The 4month interest free period for purchases over £100.00 is very helpful Reviewed on: 7th May 2026

I have never had a problem with PayPal

I have never had a problem with PayPal Reviewed on: 7th May 2026

PayPal's excellent service.

I find my PayPal Credit Card very convenient and save to use. Thank you PayPal. Reviewed on: 7th May 2026

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