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PayPal: PayPal Credit reviews

4.90
Based on 108,527 reviews, last reviewed 16th May 2026
2660100% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Am o experienta foarte buna, calitate si rapiditate... Am o experienta foarte buna, calitate si rapiditate rapida Reviewed on: 16th May 2026
Alexandra C's avatar
Alexandra C

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108528)

Easy to use, dependable and trustworthy

5
Easy to use, dependable and trustworthy Reviewed on: 6th May 2026

user friendly

5
i always find PP very easy to understand. and now with PP credit card and 0 % interest. its great Reviewed on: 6th May 2026

Quick to respond to any queries.

5
Quick to respond to any queries. Reliable service. Reviewed on: 6th May 2026

Michael from paypal was so friendly and sorted my en...

5
Michael from paypal was so friendly and sorted my enquiry very efficiently. Thanks alot Reviewed on: 6th May 2026

Easy to use and no unexpected problems.

5
Easy to use and no unexpected problems. Reviewed on: 6th May 2026

PayPal credit is really handy and so easy to use.

5
PayPal credit is really handy and so easy to use. Reviewed on: 6th May 2026

The safe and secure way to pay.

5
Safe and secure payments. Credit available if I need it. Disputes with sellers settled and refunds obtained. Reviewed on: 6th May 2026

Had pay pal for years and never had any trouble with...

5
Had pay pal for years and never had any trouble with them Reviewed on: 6th May 2026

I can’t fault their service at all

5
I can’t fault their service at all Reviewed on: 6th May 2026

most secure way for payments.

5
most secure way for payments. very easy to use optional to apply for Paypal credit. They also have 0% interest if payed before a certain time which is better than most if not all credit cards Reviewed on: 6th May 2026

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