Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175168 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175206)

Always dealt with by friendly and knowledgeable staff

Always dealt with by friendly and knowledgeable staff Reviewed on: 7th July 2026

Great experience easy to use and pay

Great experience easy to use and pay Reviewed on: 7th July 2026

Brilliant service

All my purchases were made so easy Reviewed on: 7th July 2026

Best one out there

The app is very user friendly everything is easy to find and understand. I use my PayPal account quite often all the credit options available are great and really well explained. I have several credit cards but PayPal is normally my first choice. As Grandma used to say it’s the best thing since sliced bread!! Reviewed on: 7th July 2026

Any problems are dealt with swiftly and professionally

Any problems are dealt with swiftly and professionally Reviewed on: 7th July 2026

I trust paypal ,very reliable provider

I trust paypal ,very reliable provider Reviewed on: 7th July 2026

Paypal Credit has been a life saver for me.

Paypal Credit is easy to use and understand and at times has saved me money and stress by allowing me to complete projects that I would not have been able to finish without the services help. It has been a lifesaver for me espeically during important building projects around my home. Reviewed on: 7th July 2026

Brilliant idea say to use excellent pay in three

Brilliant idea say to use excellent pay in three Reviewed on: 7th July 2026

easy it is to use

I love how easy it is to use PayPal couple of clicks and it’s payed and my address is automatically filled I’ve had problems with purchases not being sent PayPal sorted it out and I got a full refund. With different payment options such as pay in three and PayPal credit there’s plenty of fixable options to use. Reviewed on: 7th July 2026

I've had a really positive experience using PayPal C...

I've had a really positive experience using PayPal Credit. It's made it much easier to spread the cost of larger purchases while keeping everything in one place. The application process was straightforward, payments are easy to manage through my PayPal account, and I appreciate the flexibility it gives me when I need it. It's been a convenient and reliable way to budget for purchases, and I'd happily recommend it to anyone looking for a simple payment option. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3843 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97077 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub