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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178696 reviews)

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4.73

Based on 178,476 reviews, last reviewed 13th Jul 2026

770% increase in 5 star reviews

in the past 90 days

776% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178727)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy app to use, easy too get hold of if there’s a p...

Easy app to use, easy too get hold of if there’s a problem and great customer service. Reviewed on: 8th July 2026

Years of security, trust...

Years of security, trust and ease of money out of currency complexes and divided payments in parts and trackings are bonus points! Reviewed on: 8th July 2026

Great method of credit facilities

I found the application simple and managing my account on line is a really great way of staying on top of things Reviewed on: 8th July 2026

So helpful

I get interest free payments on items for a couple to 4 months which is very helpful. I can set up direct debits and reminders Reviewed on: 8th July 2026

A good way to stagger your purchase payments

In general Paypal offers a good way to stagger your purchases with pay in 3 for example and 0% for 4 months. When I have had a problem I have always got through to customer service, who have been helpful, though the wait time can be a little long. Reviewed on: 8th July 2026

It’s easy peasy with PayPal!!!!

Apart from saying that I missed a payment last July 25 when I changed my DD (and it wasn’t then claimed until August so it affected my credit reports which meant I had to challenge back) other than that they have been really easy to use and the ease of shopping makes it enjoyable! Reviewed on: 8th July 2026

Excellent customer service.

Everytime I've had to phone customer.services they always give a positive outcome to my query.keep up the good work.and also I always yous papal do purchases Reviewed on: 8th July 2026

PayPal Credit has been a great payment option for me.

PayPal Credit has been a great payment option for me. It's easy to use, the application process was straightforward, and the flexible payment options have been really helpful. I appreciate how convenient it is for managing larger purchases. Overall, a reliable and user-friendly service. Reviewed on: 8th July 2026

Great 0% offers for 4 months which allows to spread...

Great 0% offers for 4 months which allows to spread cost easily. The app is easy to navigate to keep upto date with any spending. Paypal is widely used at online checkouts so always an alternative to using my debit card. Reviewed on: 8th July 2026

Paypal is excellent

Paypal is very easy to use and the pay in 3 option is excellent for purchases that cost a little more but managable on this option. Paypal explain everything in detailand give great guidance on how and when to pay making it easier yo manage your finances Reviewed on: 8th July 2026

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