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PayPal: PayPal Credit reviews

4.90
Based on 108,602 reviews, last reviewed 16th May 2026
2663500% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, great payment options and all secure. Easy to use, great payment options and all secure. Good crypto options Reviewed on: 16th May 2026
Rael Hancock's avatar
Rael Hancock

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108602)

A safe, reliable and cost effective service.

5
A safe, reliable and cost effective service. No fuss, easy to apply and offers a helpful way to cost effectively spread payments over a few months. Excellent! Reviewed on: 6th May 2026

Enjoying Paypal service every day

5
Enjoying Paypal service every day Reviewed on: 6th May 2026

When purchasing items online, I use paaypal to pay i...

5
When purchasing items online, I use paaypal to pay in 3, it is very simple to use. When you have disputes PayPal act as mediation which I find very helpful. Reviewed on: 6th May 2026

Reliable, trustworthy system that is accountable and...

5
Reliable, trustworthy system that is accountable and works every time. Reviewed on: 6th May 2026

Paypal credit is excellent 3 months keeps me fro...

5
Paypal credit is excellent and 3 months interest free keeps me from over spending Reviewed on: 6th May 2026

Great App

5
If you make your payments on time, it’s a great tool to always have a back up. It’s simple to use and everything is nicely built to be easy. The points plan is great and is worth to look at. Overall is a great app. Reviewed on: 6th May 2026

PayPal credit review

4
I have used PayPal credit for years in varying forms and it’s been a positive experience. Reviewed on: 6th May 2026

I use paypal daily and i m very satisfied and happy...

5
I use paypal daily and i m very satisfied and happy having it Reviewed on: 6th May 2026

Superb experience - PayPal my is my everyday bank!

5
Superb experience. PayPal has always been my central banking system. Reviewed on: 6th May 2026

Paypal credits is an amazing option for online purch...

5
Paypal credits is an amazing option for online purchases. Its provides security layer over your personal credit card. Reviewed on: 6th May 2026

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