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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175439)

Easy to use and fair

I've found PayPal Credit to be easy to use and straightforward. The application process was simple, and it's convenient to have the option to spread the cost of purchases when needed. The terms have always seemed fair to me, and it's easy to keep track of payments through my PayPal account. As long as you understand the repayment terms and make payments on time, it's a useful and flexible way to manage larger purchases. Overall, I've had a positive experience and would recommend it to anyone looking for a convenient credit option. Reviewed on: 7th July 2026

Accepted widely with great options on payments.

Accepted widely with great options on payments including differed payment plans. When ever I have had an issue with a supplier , PayPal resolve center have been on the case and with an positive result Reviewed on: 7th July 2026

Very helpful, fast service, and excellent customer s...

Very helpful, fast service, and excellent customer service. Reviewed on: 7th July 2026

Always had great customer service.

Always had great customer service. Any issues always resolved and promptly. Great service all round Reviewed on: 7th July 2026

Great experience using PayPal credit, lots of commun...

Great experience using PayPal credit, lots of communication via email and 0% interest rate! Very pleased Reviewed on: 7th July 2026

The best experience anytime you have an issue , they...

The best experience anytime you have an issue , they resolve it with professionalism and efficiency. Reviewed on: 7th July 2026

Its a trusted platform you know it safe to shop

Its a trusted platform if a site does not offer PayPal i am not shopping on it as it is the defacto so to speak. Reviewed on: 7th July 2026

How to make PayPal a great company

I have had a good relationship with PayPal from the start of my signing up with them. Overall I've had no problems just keep making your payment on time and you will have a good working relationship with PayPal. Reviewed on: 7th July 2026

Phantom1

I find useing paypal a great help as i dont have to enter my detailrs all the time its safe Reviewed on: 7th July 2026

A hassle free service

Always been easy to use - whether sending or receiving money, or using PayPal credit. Reviewed on: 7th July 2026

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