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PayPal: PayPal Credit reviews

4.74
Based on 132,668 reviews, last reviewed 10th Jun 2026
3767650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

its a good service , getting better with the rewards... its a good service , getting better with the rewards system that has been introduced Reviewed on: 10th June 2026
Koshe's avatar
Koshe

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132668)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credi!

5
I use my PayPal credit for the majority of my purchases. It’s very handy to use and keeps my finances in order. Reviewed on: 8th June 2026

Good customer service, support and variety of connec...

5
Good customer service, support and variety of connections Reviewed on: 8th June 2026

Paypal the way to pay

5
Easy to use,quick transactions,always use PayPal Reviewed on: 8th June 2026

Safe, quick & easy, what's not to love!

5
I find it so convenient and quick & easy to use. And it makes me feel my transactions are safe & protected. I especially love pay in 3 which helps me spread payments for bigger purchases. Reviewed on: 8th June 2026

The choice for everyone

5
Easy to use and plenty of time to pay back Reviewed on: 8th June 2026

Pay in 3 grear

3
Pay in 3 great helps spread the cost and gets the goods to the door Reviewed on: 8th June 2026

PayPal credit

5
Very easy to organise and easy to use. Very convenient for those needy purchases when you least expect them. Flexible repayments too Reviewed on: 8th June 2026

Best there is...

5
Been using PayPal for years now and I've never had a problem with them that wasn't fixed quickly. They are the best for a very good reason - safe and reliable and easy to use. None of the endless hoops you get from other providers. Reviewed on: 8th June 2026

PayPal credit it great and easy to use, I prefer the...

5
PayPal credit it great and easy to use, I prefer the 0% for 4 months as it doesn’t impact credit score. Reviewed on: 8th June 2026

Why save up when I can have it now

5
I can afford to buy what I want now and not have to wait . The app is so easy to use and if Iv got any queries they quickly answer any questions on the chat or phone call Reviewed on: 8th June 2026