Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133222 reviews)

View other PayPal products

4.74

Based on 133,222 reviews, last reviewed 10th Jun 2026

3792650% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always clear and usable! Always clear and usable! accessible and a manageable tool Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133222)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is well organised .

PayPal is a great and safe way to pay for things . And it’s made easy because PayPal are well organised highly recommend Reviewed on: 8th June 2026

I have never had a bad experience with paypal credit

I have never had a bad experience with paypal credit Reviewed on: 8th June 2026

A helping hand in these difficult times.

A helping hand in these difficult times.PayPal credit lets you pay for purchases over four months with no interest which has been very helpful to me.I have contacted them in the past to understand a little bit about my statement and interest rates and the advisor was very knowledgeable and patient . Reviewed on: 8th June 2026

PayPal Super Easy

I find PayPal really easy to use and making repayments couldn’t be easier. Reviewed on: 8th June 2026

I have been with paypal for years and have always re...

I have been with paypal for years and have always received top service Reviewed on: 8th June 2026

Friendly pay pal

Always found PayPal very. good. nice and friendly service if required. no problems. Reviewed on: 8th June 2026

Always trust paypal , had an issue a while back and...

Always trust paypal , had an issue a while back and was resolved asap Reviewed on: 8th June 2026

Overall good except for issues like retail.

Overall good except for issues like retail.purchase payments & Custom amount payments. Reviewed on: 8th June 2026

Excellent Service and Flexible Payment Options

“I’ve had a very positive experience with PayPal Credit. The application process was simple, and the account is easy to manage online. The flexible payment options have been extremely helpful for spreading the cost of larger purchases. Payments are processed smoothly, statements are clear, and I’ve found the service reliable and convenient. Overall, PayPal Credit has been a useful financial tool, and I would happily recommend it to others.” Reviewed on: 8th June 2026

Easy to set up straight forward communication on rep...

Easy to set up straight forward communication on repayments Reviewed on: 8th June 2026

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Payments
from PayPal 4.73 from 3744 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub