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PayPal: PayPal Credit reviews

4.90
Based on 110,456 reviews, last reviewed 19th May 2026
2748750% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My preferred way to pay A very safe way to pay and send money. I love knowing that I have back up if there is a problem with my purchase. Always my preferred method of pa... Read more Reviewed on: 19th May 2026
Lorraine F's avatar
Lorraine F

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110456)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve been with Paypal for many years and believe me...

5
I’ve been with Paypal for many years and believe me when I say that if they had not been reliable in all aspects I would have walked already. Reviewed on: 7th May 2026

Convenient to use in everyday purchase.

5
Convenient to use in everyday purchase. Reviewed on: 7th May 2026

Such a good customer service and efficient delivery

5
Such a good customer service and efficient delivery Reviewed on: 7th May 2026

Easy, secure and convenient way to deal with money

5
Easy, secure and convenient way to deal with money Reviewed on: 7th May 2026

PayPal is truly a great company that I can recommend.

5
PayPal is truly a great company that I can recommend. Paying through PayPal is very safe, because if any fraud happens, PayPal helps protect the customer, refunds the money when eligible, and helps deal with dishonest sellers. I am very happy that I have been using PayPal for so many years. Since the payment card was introduced, it has become even more helpful and a really great option. I am a person with health problems, and sometimes I run short of money before my PIP payment arrives. Your payment card helps me a lot, because I can buy what I need even when I don’t have enough money at that moment. Thank you very much, and best wishes to the whole PayPal team. It’s great that you are here. Reviewed on: 7th May 2026

I have always had an excellent experience with PayPal

5
I have always had an excellent experience with PayPal Reviewed on: 7th May 2026

Pay in 4 is amazing!

5
Love the opportunity to pay in 4 interest free, it helps me manage my finances. I would like to have an easier way to speak to an advisor rather than a bot. Clear easy to use application. Reviewed on: 7th May 2026

I always feel safe while buying with paypal.

1
I always feel safe while buying with paypal. Reviewed on: 7th May 2026

Enough time to pay off my balance

5
Gives me enough time to pay off my balance before the interest gets added. Plus the interest rates are not too bad. Reviewed on: 7th May 2026

Reliable and easy to use

5
Always straightforward to use, any problems easily resolved. Reviewed on: 7th May 2026