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PayPal: PayPal Credit reviews

4.90
Based on 110,568 reviews, last reviewed 19th May 2026
2753950% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and the 3 split payment is great and f... Great service and the 3 split payment is great and flexible Reviewed on: 19th May 2026
Anon's avatar
Anon

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110568)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

So easy to use.

5
So easy to use. Good app and simple menus. Reviewed on: 7th May 2026

Good service from PayPal, and still getting better

5
Good service from PayPal, and still getting better Reviewed on: 7th May 2026

Pay Pal Credit Review

5
use and offers interest-free periods on some purchases, which is helpful. However, interest can be high if not paid on time, so it’s important to manage repayments carefully. Overall, it’s a useful option when used responsibly. Reviewed on: 7th May 2026

One of the best banking system i ever used.

5
One of the best banking system i ever used. Reviewed on: 7th May 2026

simple to set up and it works , pay pal is a fast wa...

5
simple to set up and it works , pay pal is a fast way to do business , I find it hanydy Reviewed on: 7th May 2026

Simple, smooth process, all works well, it’s explain...

5
Simple, smooth process, all works well, it’s explained and efficiency.. Reviewed on: 7th May 2026

I feel safe using PayPal

5
I feel safe using PayPal as my main payment method when I can. The pay in 3 options or interest free for 4 months make it so much easier to manage those larger (unexpected) purchases! Reviewed on: 7th May 2026

Great Service

5
Using paypal was good experience, especially using it for buy now pay later Reviewed on: 7th May 2026

Nice to be able to speak to someone when you contact...

5
Nice to be able to speak to someone when you contact them with a query always very helpful and polite PayPal I would not be without it PayPal credit is the best way to go Reviewed on: 7th May 2026

PayPal is a convenient service that works for all ki...

5
PayPal is a convenient service that works for all kinds of purchases. It gives you the security and you know you are using a safe platform. Your money is safe and you have no issues moving forward. A great platform for all people to use. Reviewed on: 7th May 2026