Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133965 reviews)

View other PayPal products

4.74

Based on 133,965 reviews, last reviewed 10th Jun 2026

3826250% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have only used it once but all good, no complaints. I have only used it once but all good, no complaints. email reminders for bills and all straight forward. Reviewed on: 10th June 2026

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133965)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Overall a good experience.

Overall a good experience. I have been with PayPal credit a few years now with no issues. Reviewed on: 8th June 2026

I use PayPal for my daily expenses, mostly online,

I use PayPal for my daily expenses, mostly online, and knowing that my payments are more secure makes me comfortable buying online. I have only had one of a few bad instances when buying online, but fortunately, I used PayPal buyer protection to resolve the problems. My family and friends also use it. Reviewed on: 8th June 2026

Really good service as always and I know they help i...

Really good service as always and I know they help if ever any issues Reviewed on: 8th June 2026

Safe & secure PayPal a Name To Trust!

Safe & secure PayPal a Name To Trust! Reviewed on: 8th June 2026

Great way to make payments

Easy to use app, great customer service when you not sure about things. Never had any issues with PayPal and a very safe way to make payments and great ways to earn money buy referring friends and family. Reviewed on: 8th June 2026

Paypal credit is so convenient

Paypal credit is so convenient - used by so many retailers online, it's such a good idea and so useful Reviewed on: 8th June 2026

It is so easy

It is so easy , I would not have been able to purchase half the items I have without PayPal credit Reviewed on: 8th June 2026

Reliable and trustworthy information

Reliable and trustworthy information Reviewed on: 8th June 2026

Good flexible system

Used paypal for purchases. There are good options for different methods of payment/credit pay in 3 and 0% deals. Recently started to use request payment option. Reviewed on: 8th June 2026

Excellent Customer Service

When I have had a query customer service have assisted me without fail. Reviewed on: 8th June 2026

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub