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PayPal: PayPal Credit reviews

4.90
Based on 110,812 reviews, last reviewed 19th May 2026
2765450% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10* Customer Service Clear and easy to understand terms. Customer service very helpful when I had to claim for a fraudulent payment from my account. Reviewed on: 19th May 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110812)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very useful.

5
It’s been very useful. I am very happy to use PayPal. The only strange part is the delay paying balance off. Going back on to check. I’m sure it says pending somewhere. Reviewed on: 7th May 2026

Good no problems easy to use and convenient

5
Good no problems easy to use and convenient Reviewed on: 7th May 2026

Reliable app

5
Easy to use. Can track payments and refunds Reviewed on: 7th May 2026

Trust worthy, reliable.

5
Trust worthy, reliable.,happy too deal with them Reviewed on: 7th May 2026

I’ve had a great experience with PayPal

5
I’ve had a great experience with PayPal Reviewed on: 7th May 2026

Outstanding service always covered with paypal with...

5
Outstanding service always covered with paypal with fraud Reviewed on: 7th May 2026

Great service

5
PayPal are very secure and always stay in touch with customers Reviewed on: 7th May 2026

PayPal is the Dogs Doodahs

5
I have relied on PayPal for many years if it be for eBay buys or other websites I also have PayPal credit which I use quite frequently as it gives 0% for 4 months. Definitely the best out there. Reviewed on: 7th May 2026

So easy to use, clear and very handy option to have...

5
So easy to use, clear and very handy option to have for online payments. Reviewed on: 7th May 2026

Being straightforward and easy to use.

4
Being straightforward and easy to use. I did find it a bit difficult with customer services on one occasion Reviewed on: 7th May 2026