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PayPal: PayPal Credit reviews

4.74
Based on 134,149 reviews, last reviewed 11th Jun 2026
3834450% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lifesaver Very helpful when spreading the cost of payments and comfortable when repaying it over time, which helps build your credit score too. Reviewed on: 11th June 2026
Huzaifa's avatar
Huzaifa

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (134149)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good very good

5
Good very good value and services. Customer service is fantastic. I would highly recommend the service to friends and family. Reviewed on: 8th June 2026

Very easy to use and convenient way to pay for goods...

5
Very easy to use and convenient way to pay for goods or send money to friends or family. Reviewed on: 8th June 2026

Handy and convenient for purchases and on line, apps...

5
Handy and convenient for purchases and on line, apps good Reviewed on: 8th June 2026

easy simple no problem to apply and use online.

5
easy simple no problem to apply and use online. so far no issues noted Reviewed on: 8th June 2026

Pay international and credit card system good

5
Pay international and credit card system good Reviewed on: 8th June 2026

All was.fine

5
All was. Good I used PayPal for my all 3 monthly payments for easy repayment Reviewed on: 8th June 2026

Easy to use and check on account at any time.

5
Easy to use and check on account at any time. Reviewed on: 8th June 2026

Exceptional

5
I’m using PayPal since 2011.i like to use PayPal Reviewed on: 8th June 2026

I have enjoyed purchasing items and a quick results .

5
I have enjoyed purchasing items and a quick results . Reviewed on: 8th June 2026

Always have a great experience, easy to use, friendl...

5
Always have a great experience, easy to use, friendly customer service, haven’t had any issues. Also feels very safe Reviewed on: 8th June 2026