Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110866 reviews)

View other PayPal products

4.90

Based on 110,866 reviews, last reviewed 19th May 2026

2767900% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great Experience as always Since I have been with paypal, always felt safe and trusting with all my transactions Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110866)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Friendly company.

A very good, helpful and friendly financial company. I recommend it to everyone. Reviewed on: 7th May 2026

Excellent customer service from PayPal

“I had an issue with my account/payment and the PayPal customer service team was extremely helpful from start to finish. They responded quickly, explained everything clearly, and resolved the problem much faster than I expected. The staff were professional, patient, and genuinely cared about helping me. It’s reassuring to know that when problems come up, PayPal has a reliable support team ready to assist. Excellent customer service experience overall.” Reviewed on: 7th May 2026

Very easy to use and was 0% finance was very...

Very easy to use and was 0% finance was very helpful Reviewed on: 7th May 2026

Excellent

Never had any problems..extremely fair and competent company. Wouldn’t use anyone else Reviewed on: 7th May 2026

Quick and easy paying at loads of places

Quick and easy paying at loads of places Reviewed on: 7th May 2026

Fast, no issues, responsive customer support.

Fast, no issues, responsive customer support. Reviewed on: 7th May 2026

Can't fault PayPal at all,in fact I can't imagine no...

Can't fault PayPal at all,in fact I can't imagine not having PayPal in my life,so simple and easy to use everytime Reviewed on: 7th May 2026

It’s simple to use and it’s great that it tracks del...

It’s simple to use and it’s great that it tracks delivery. It’s not always easy to figure out how to cancel ‘subscriptions’ as an example. But overall good. Reviewed on: 7th May 2026

Very easy way of paying for anything

Very easy way of paying for anything Reviewed on: 7th May 2026

PROBLEM SOLVING

Any problems have been resolved efficiently and promptly. Reviewed on: 7th May 2026

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub