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PayPal: PayPal Credit reviews

4.90
Based on 110,976 reviews, last reviewed 20th May 2026
2772950% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trusted PayPal service Have never had a single issue with PayPal. Any little hiccup I have the customer support always is very responsive and helpful Reviewed on: 20th May 2026
Kashif Shahzad's avatar
Kashif Shahzad

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110976)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

5
Easy to use good service any problem easy solved Reviewed on: 7th May 2026

Additional security

5
The pay in 3 options help you manage your finances for larger purchases. There is also an element of security protection in buying via PayPal rather than using your card details on unknown websites Reviewed on: 7th May 2026

Always helpful customer service, great way to buy Ch...

5
Always helpful customer service, great way to buy Christmas presents Reviewed on: 7th May 2026

Can't remember life begore Paypal...

5
I find that PayPal gives me peace of mind when I'm shopping online and the buyer protection feature means I'm nit as vulnerable. Reviewed on: 7th May 2026

Excellent service, ideal payment plans that suit me,...

5
Excellent service, ideal payment plans that suit me, good customer service and support Reviewed on: 7th May 2026

PayPal credit helps me manage larger purchases over...

5
PayPal credit helps me manage larger purchases over a longer time period. It’s a little confusing the way repayments are allocated (I’d like refunds and payments to be allocated to the original payment) but overall it’s a great way to manage things as I wouldn’t be able to afford larger purchases otherwise. Reviewed on: 7th May 2026

Easy no hassle experience.

5
Easy no hassle experience. Paypal credit helps us immensely with our purchases Reviewed on: 7th May 2026

I love PayPal it’s easy to use and it gives me confi...

5
I love PayPal it’s easy to use and it gives me confidence when purchasing especially online. Reviewed on: 7th May 2026

Happy with the service provided.

5
Happy with the service provided. Will continue to use PayPal. Reviewed on: 7th May 2026

Always easy to use.

5
Always easy to use. Secure and safe. Makes it easy to pay friends, family and purchase items online. Reviewed on: 7th May 2026