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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135337 reviews)

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4.73

Based on 135,336 reviews, last reviewed 11th Jun 2026

3888650% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal makes it simple end of the day. Paypal makes it simple end of the day. I know that is too simplistic an answer, but its hard to say anymore than really need to. Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135337)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Friendly

They have been straight forward to deal with when contacted. Reviewed on: 9th June 2026

I have used paypal for years.

I have used paypal for years. It has helped me pay for bills, rent, when times were hard. Let me pay in 3 payments which has been a god send. Reviewed on: 9th June 2026

Fast and reliable and secure.

Fast and reliable and secure. I always choose PayPal Reviewed on: 9th June 2026

Paypal credit is now part of my life.

Paypal credit is now part of my life. It helps a lot when we need to buy something and can spread the cost over 4 months with zero interest. Reviewed on: 9th June 2026

Exceptional customer service.

Exceptional customer service. Responsive and quickly solved a missed payment error without negative impact. Reviewed on: 9th June 2026

All went well.

All went well. Happy with my experience. Reviewed on: 9th June 2026

Recruitment issues

I didn't have massive issues to comment on customer service , however, I've been using PayPal for years. My only issue would be recruitment process. It would be nice if the company at least notify if the application has been successful or not. Reviewed on: 9th June 2026

Easy to use and user friendly .

Easy to use and user friendly . Available for most retailers and customers. Reviewed on: 9th June 2026

An awesome service that’s an absolute doddle to set...

An awesome service that’s an absolute doddle to set up and gives you flexibility to pay for a given purchase over x amount of time in months. Reviewed on: 9th June 2026

Fantastic experience, always.

Fantastic experience, always. Will recommend anytime Reviewed on: 9th June 2026

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