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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135526 reviews)

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4.73

Based on 135,526 reviews, last reviewed 11th Jun 2026

3897200% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love using PayPal for online purchases. I love using PayPal for online purchases. It is safe & secure so takes away any worries about buying online Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135526)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Flexible and Easy to Use

PayPal credit gives simple flexibility to my finances for those unexpected expenses like washing machine replacements. While pay in 3 is a great set and forget purchase tool. Reviewed on: 9th June 2026

PayPal is now part of my DNA!

PayPal helped me to manage my finances, increase my credit score. I have always felt so safe and secure using their services and have done for many years now. Quick and easy to use and now become a daily part of my life when it comes to online payments and shifting money around. I wouldn’t like to live my life without PayPal! Thank you so much. Reviewed on: 9th June 2026

Great using PayPal credit you have 4 months interest...

Great using PayPal credit you have 4 months interest free especially if you love paying in full this is good Reviewed on: 9th June 2026

Great in every way

It's easy to use, straightforward and secure. Reviewed on: 9th June 2026

Its widely used and making payments are fast and safe.

Its widely used and making payments are fast and safe. Reviewed on: 9th June 2026

Always a way to pay - now, later, big, small

I use for all major purchases - usually split interest free over 4 months - and lots of little bits that come straight from my bank account a few days later. Good mix of purchases and always an option how to settle Reviewed on: 9th June 2026

Easy to use , reminders my payment needed , handy in...

Easy to use , reminders my payment needed , handy in some situations Reviewed on: 9th June 2026

5 star always

Great experience continuously, helpful advisers that have been trained to a high standard to support any query quickly. Reviewed on: 9th June 2026

Easy to use, convenient, widely accepted for

Easy to use, convenient, widely accepted for Reviewed on: 9th June 2026

I have been using PayPal for several years.

I have been using PayPal for several years. The credit facility, PayPal card and options to pay are truly incredible. I use it everyday. Reviewed on: 9th June 2026

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