Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135755 reviews)

View other PayPal products

4.73

Based on 135,755 reviews, last reviewed 11th Jun 2026

3907700% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every time I've had a dispute, customer service has... Every time I've had a dispute, customer service has been quick and easy to contact Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135755)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and Convenient

Good experience overall. Easy to use, simple payment management, and a convenient way to spread the cost of purchases. No issues so far. Reviewed on: 9th June 2026

Love it only slight issue with PayPal credit side is...

Love it only slight issue with PayPal credit side is would be better if they explained more details in the credit section like what's on credit and when your 4 months 0 interest runs out and charges etc Reviewed on: 9th June 2026

Paypal is great

Ive had paypal for years now and have really given good service. It sends me reminders and can stay ontop of my credit Reviewed on: 9th June 2026

Exceptional customer service

I have always experienced exceptional customer service from PayPal. Any issues get handled as soon as possible. In the past I had a concern about an order and I was pleased and grateful PayPal dealt with contacting company about an order issue. Reviewed on: 9th June 2026

PayPal and PayPal credit is good you get a choice of...

PayPal and PayPal credit is good you get a choice of paying straight away or paying in instalments Reviewed on: 9th June 2026

Brilliant always use PayPal for every day

Brilliant always use PayPal for every day Reviewed on: 9th June 2026

It's easy, secure and hassle free

It's easy, secure and hassle free Reviewed on: 9th June 2026

Safe way to pay

Been with PayPal long time no issues so far. Safe way to pay Reviewed on: 9th June 2026

Excellent

It was smooth experience. No problem at all. Reviewed on: 9th June 2026

Trustworthy safe

Value for money making me confidebt that money i spent has given me peace of mind that i can get money back if i encounter a problem plus get points now which is very usefull and good way to save to buy future products Reviewed on: 9th June 2026

Alternative products

Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews
Payments
from PayPal 4.73 from 3746 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub