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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111159 reviews)

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4.90

Based on 111,159 reviews, last reviewed 20th May 2026

2781750% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Positive experience. Positive experience. Good customer service and ease of accessing help. Reviewed on: 20th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111159)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I enjoy the benefits of paying with paypal.

I enjoy the benefits of paying with paypal. Very easy and convenient. Reviewed on: 7th May 2026

I have used PayPal credit for years, it gives you ti...

I have used PayPal credit for years, it gives you time to spread the payment of a purchase over different terms. It’s really easy to use and when I’ve needed to speak to someone customer service has been really helpful Reviewed on: 7th May 2026

Taking care

I feel safer buying through paypal Reviewed on: 7th May 2026

I like paypal for the pay in 3 or o%...

I like paypal for the pay in 3 or o% Interest Reviewed on: 7th May 2026

I have used PayPal for many years and it's different...

I have used PayPal for many years and it's different products/services. Always a hassle free process & user friendly. Reviewed on: 7th May 2026

Great experience and a life saver

I’ve had a really positive experience using PayPal Credit. It has made online shopping much easier and more flexible, especially when unexpected expenses come up. The application process was simple and quick, and I received a decision almost immediately. One thing I appreciate most is the ability to spread payments over time instead of paying everything upfront. The monthly repayment options are clear and manageable, which helps with budgeting. I also like how smoothly it integrates with PayPal during checkout, making transactions fast and secure. Another great feature is the promotional offers on certain purchases, especially the interest free periods when payments are made on time. It gives peace of mind knowing I can make important purchases without immediate financial pressure. Customer service has also been helpful whenever I had questions about my account or payments. The online account management is straightforward and easy to understand, allowing me to track balances and due dates without stress. Overall, PayPal Credit is a convenient and reliable financial tool for anyone who shops online regularly and wants extra payment flexibility. Reviewed on: 7th May 2026

Always great to use easy and clear.

Always great to use easy and clear. Intuitive and helpful. Great app and good customer service. Best thing is the points rewards Reviewed on: 7th May 2026

Very easy way to manage payments

So easy to use, for either debit or credit use Reviewed on: 7th May 2026

I'm happy is really good service for me

I'm happy is really good service for me Reviewed on: 7th May 2026

Fantastic, fast reliable and safe to use.

Fantastic, fast reliable and safe to use. Reviewed on: 7th May 2026

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