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PayPal: Pay in 3 reviews

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4.93
Based on 38,709 reviews, last reviewed 24th Apr 2026
1543500% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10/10 for paypal Never had an issue with paypal helps spread payments out Reviewed on: 24th April 2026
Abi's avatar
Abi

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (38709)

Really useful service

5
It’s so easy to use and a safe way to spread my payments as I know the money will be taken automatically so I don’t need to worry about it. Reviewed on: 15th June 2024
Caroline 's avatar
Caroline

Fantastic easy payments using Pay in 3.

5
Fantastic easy payments using Pay in 3. Easy to see if you will be approved ahead of time. And it’s easy to track when your payments are due and how much is left to pay off. The service is really good as well, quick decisions without having to fill out lots of information. Reviewed on: 15th June 2024
Mace's avatar
Mace

Pay in 3 really helps you budget your finances, espe...

5
Pay in 3 really helps you budget your finances, especially when an emergency crop up like the washing machine needs replacing. Reviewed on: 15th June 2024
Nancy's avatar
Nancy

Used at least once a month - even when receiving a r...

5
Used at least once a month - even when receiving a refund it is quick and organised Reviewed on: 15th June 2024
N P's avatar
N P

Flexible payment

5
Using Pay in 3 is interest-free and does not charge additional fees if payments are made on time. It provides a flexible payment option, allowing me to manage my budget more effectively by spreading out payments. Reviewed on: 15th June 2024
Oluwasola A's avatar
Oluwasola A

Brilliant service to help us that don't have the mon...

5
Brilliant service to help us that don't have the money to buy items out right! It wouldn't have been possible for me to purchase item without using this service. Reviewed on: 15th June 2024
Donna's avatar
Donna

Easy to use and gives more shopping flexibility

5
So easy to use, gives you flexibility to pay in 3 without any charges and just gives you better options when shopping Reviewed on: 15th June 2024
Ricky's avatar
Ricky

Transactions are usually handled through very smoothly.

5
Transactions are usually handled through very smoothly. Pay in 3 is very easy and simple. Reviewed on: 15th June 2024
Johnny J's avatar
Johnny J

So easy and helpful in difficult times

5
So easy and helpful in difficult times Reviewed on: 15th June 2024
Lisa 's avatar
Lisa

I have used the pay in 3 a few times and also payed...

5
I have used the pay in 3 a few times and also payed abroad its fantastic how fast payments take and how handy it is to pay for things in 3 payments Reviewed on: 15th June 2024
Eamon's avatar
Eamon

Review PayPal: Pay in 3 now

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