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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37681 reviews)

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4.93

Based on 37,681 reviews, last reviewed 23rd Apr 2026

1445500% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service never had any problems always smoo... Excellent service never had any problems always smooth transactions Reviewed on: 23rd April 2026

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37681)

Managed to cancel a pay in 3 as the supplier did not...

Managed to cancel a pay in 3 as the supplier did not close out my order due to internal website error after PayPal placed a pending deduction on my account. So PayPal on the ball and I did not have to reclaim… Great service and proactive Reviewed on: 13th June 2024

Simple process for payment management

It’s helpful getting reminders and updates Reviewed on: 13th June 2024

Pay in 3 helps to buy larger purchases without havin...

Pay in 3 helps to buy larger purchases without having to pay interest. I like the options to use my bank account or debit card for payment. There is also no charge for missed payments which is a bonus. Pay in 3 is easy to set up and I have had no problems using this facility. I would definitely recommend using pay in 3 and I will continue to use it in the future. Reviewed on: 13th June 2024

Wonderful service.

Wonderful service. I would highly recommend. Reviewed on: 13th June 2024

Bey simple just press buttons and apply, approval in...

Bey simple just press buttons and apply, approval in seconds and payments taken on correct time Reviewed on: 13th June 2024

Amazing to use and work with, very simple and easy t...

Amazing to use and work with, very simple and easy to understand Reviewed on: 13th June 2024

Pay in 3 has been a godsend for me.

Pay in 3 has been a godsend for me. Breaks down the payment for me. Awesome Reviewed on: 13th June 2024

PayPal pay in 3 opinion

I've never had any issues is Ng the PayPal pay in 3, this also includes setting up a direct debit so it all comes out on time. Reviewed on: 13th June 2024

Helpful when buying multiple items. ibuying online.

I find the pay in 3 very helpful when buying online. Quite often I may need to buy different sizes of the same item & then return what I don’t need so to be able to split the payment is very useful. Once the refund is processed, PayPal are always quick to make any payment adjustments. Reviewed on: 13th June 2024

Good experience When I bought everything I plan 3 wa...

Good experience When I bought everything I plan 3 ways payment Reviewed on: 13th June 2024

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