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PayPal: Pay in 3 reviews

4.76
Based on 97,957 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
480% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026
Kerri l's avatar
Kerri l

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026
claire Obrien's avatar
claire Obrien

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98308)

Easy to use.

5
Easy to use. Easy to understand. Live the 3 paynent option. Reviewed on: 29th June 2026

I have enjoyed my experience with the pay in 3 found...

5
I have enjoyed my experience with the pay in 3 found it very helpful and useful easy payment method definitely recommend to family and friends Reviewed on: 29th June 2026

I’ve been really impressed with PayPal Pay in 3.

5
I’ve been really impressed with PayPal Pay in 3. It’s made managing purchases so much easier by letting me spread the cost into three interest-free payments, which feels both flexible and stress-free. The setup is quick and seamless at checkout, and everything is clearly laid out in the PayPal app so I always know exactly what I owe and when. There are no hidden surprises, and payments come out automatically, which takes away any hassle of remembering due dates. What I like most is how widely it’s accepted and how smooth the experience is compared to other “buy now, pay later” options—it just feels more reliable and secure. Overall, Pay in 3 has been a genuinely helpful tool for budgeting larger purchases without the pressure of paying everything upfront. Reviewed on: 29th June 2026

Seamless payments

5
It’s so easy seamless transaction would highly recommend Reviewed on: 29th June 2026

Quick and Easy

5
I pay for most of my online purchases via PayPal as it is quick and easy to use and have never had any problem whether paying in full or using Pay in 3 Reviewed on: 29th June 2026

Stewart2345

5
Good I like it and would recommend it to anyone Reviewed on: 29th June 2026

Convenient

5
Convenient to be able to spread the payments in 3 instalments. I use it fairly often as it gives me the benefit of control of payments for various things. Reviewed on: 29th June 2026

Always quick to sort out any issues

5
Always quick to sort out any issues Reviewed on: 29th June 2026

Easy to use and quick system to use

5
Easy to use and quick system to use Reviewed on: 29th June 2026

I've had an excellent experience using PayPal.

5
I've had an excellent experience using PayPal. The platform is secure, reliable, and incredibly easy to use for both sending and receiving payments. Transactions are processed quickly, and I appreciate the added peace of mind that comes with their buyer and seller protection features. The mobile app and website are user-friendly, making it simple to manage payments, track transactions, and access account information whenever needed. Their services are convenient for online shopping, paying invoices, and transferring money to friends and family. Overall, PayPal provides an outstanding payment service with excellent security, convenience, and efficiency. I highly recommend it to anyone looking for a trusted and dependable online payment solution. Reviewed on: 29th June 2026

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