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PayPal: Pay in 3 reviews

4.76
Based on 97,957 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
480% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026
Kerri l's avatar
Kerri l

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026
claire Obrien's avatar
claire Obrien

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98358)

Very happy

5
I'm very happy with PayPal pay in 3. This helps me a lot. Sometimes I'm really short on money, so I can pay in installments, for example, for plane tickets or when I buy something, and instead of paying a large sum of money all at once, I prefer to pay less each month. It's more convenient for my household budget. Reviewed on: 29th June 2026

Easy to use

5
Just really easy to use very good service Reviewed on: 29th June 2026

Takes the sting out of larger purchases.

5
Using pay in 3 allows me to spread the cost of larger payments for stuff I need without negatively impacting my day to day living or building debt. Reviewed on: 29th June 2026

Quick, simple, easy, and safe.

5
Quick, simple, easy, and safe. I’ve never had any issues with PayPal. Reviewed on: 29th June 2026

Excellent expiriens,fast and more good

5
Excellent expiriens,fast and more good Reviewed on: 29th June 2026

Pay in 3

5
Have only just started using pay in 3. Have found excellent communication to inform when payments will be taken Reviewed on: 29th June 2026

Great to be able to spread the cost without interest...

5
Great to be able to spread the cost without interest charges. Reviewed on: 29th June 2026

Brilliant for spreading the cost over 3 instalments...

5
Brilliant for spreading the cost over 3 instalments when buying on line. Reviewed on: 29th June 2026

Always an easy way of making a payment never any iss...

5
Always an easy way of making a payment never any issues Reviewed on: 29th June 2026

Pay pal gives me peace of mind

5
I use pay pal because it is hassle free and I don’t want my bank details stored in different locations via the Internet for expensive purchases I use the “pay in 3”it is relatively easy to access and I get reminders when it will leave my account Reviewed on: 29th June 2026

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