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PayPal: Pay in 3 reviews

4.93
Based on 37,479 reviews, last reviewed 22nd Apr 2026
1426100% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 has been very helpful to me! Pay in 3 has been very helpful to me in being able to purchase slightly larger items that I would normally get caught up in high interest situations w... Read more Reviewed on: 22nd April 2026
Peppa's avatar
Peppa

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37480)

Pay in three has transformed the way I shop.

5
Pay in three has transformed the way I shop. It has helped enormously with budgeting and allows me to afford items that I would normally have not chosen. The lack of interest of spreading payments is a huge bonus. Reviewed on: 13th June 2024

I’ve used PayPal for years now and haven’t had any p...

5
I’ve used PayPal for years now and haven’t had any problems. Reviewed on: 13th June 2024

Very easy to use and set up.

5
Very easy to use and set up. Convenient. Reviewed on: 13th June 2024

Easy to apply , briliiant ang trustworthy,

5
Easy to apply , briliiant ang trustworthy, Reviewed on: 13th June 2024

Easy, convenient and interest free

5
I use pay in 3 quite often, it takes the pressure off in moments where you can’t pay the full amount on the day or simply you are not ready to make a lump sum payment. I would definitely recommend Reviewed on: 13th June 2024

I've used PayPal for 10 plus years never had a problem

5
I've used PayPal for 10+ years never had a problem Reviewed on: 13th June 2024

Excellent service and paying method

5
Service is straightforward and easy to use. Never had any issues or surprises. Reviewed on: 13th June 2024

Brilliant service.

5
They always pay people immediately and have a good choice of payment options., Reviewed on: 13th June 2024

Great flexibility in making interest free payments

5
Great flexibility in making interest free payments Reviewed on: 13th June 2024

Reliable and trustworthy service for over 10 years

4
Reliable and trustworthy service for over 10 years Reviewed on: 13th June 2024

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