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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97877 reviews)

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4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97878)

I use PayPal pay in 3 and found it helpful.

I use PayPal pay in 3 and found it helpful. Reviewed on: 28th June 2026

Quick and easy way to pay for goods.

Quick and easy way to pay for goods. Easy to navigate transaction and good notifications of when next payment due. Reviewed on: 28th June 2026

PayPal is a lifesaver

PayPal helps me budget during the month, I can also pay off the balance earlier if I have money to spare. Perfect during holiday times or when I am gifting Reviewed on: 28th June 2026

Top company to do business with and great customer s...

Top company to do business with and great customer service Reviewed on: 28th June 2026

I needed to buy a ciach ticket at last minute and ha...

I needed to buy a ciach ticket at last minute and had limited funds to be abke to use pay in 3 was a god send Reviewed on: 28th June 2026

Always reliable.

Always reliable. Great app and comms Reviewed on: 28th June 2026

I use PayPal because it gives me multiple options on...

I use PayPal because it gives me multiple options on how to pay for my purchases Reviewed on: 28th June 2026

Very good experience with Pay in 3; the good thing i...

Very good experience with Pay in 3; the good thing is that it is interest-free. Reviewed on: 28th June 2026

Excellent!! I love PayPal.

People will have daily things needed.The current crisis cost of living hardship continues but paypal It has made it easier for us to pay.So we can easily fulfill our daily needs through PayPal. I personally appreciate PayPal. Reviewed on: 28th June 2026

Pay in 3? It’s a no brainer.

I use PayPal for all my online payments and regularly use Pay in 3 to spread the cost of larger outgoings. It’s offered as an option, it’s quick and easy and there’s absolutely no pressure to use it but, given the opportunity to make three interest free payments over three months rather than in one lump sum, it is really a no brain choice. Reviewed on: 28th June 2026

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