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PayPal: Pay in 3 reviews

4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97643)

Brilliant

5
It is something I use a lot when I am making big purchases and with 0% it is very rewarding Reviewed on: 27th June 2026

I’ve used pay pall now for some years and it’s given...

5
I’ve used pay pall now for some years and it’s given me total confidence in buying the things I want. With the pay in 3 it makes things more affordable and removes the stress for me knowing that I can fully trust PayPal Reviewed on: 27th June 2026

Couldn't be without it

5
So helpful to be able to split purchases into 3 with no interest. Really easy to use. Reviewed on: 27th June 2026

Easy to use - helps manage payments and budgeting.

5
Easy to use - helps manage payments and budgeting. Makes some purchases easier to obtain. Reviewed on: 27th June 2026

Never had a problem with PayPal or PayPal pay in thr...

5
Never had a problem with PayPal or PayPal pay in three, so far so good Reviewed on: 27th June 2026

Never had problems with PayPal .

5
Never had problems with PayPal ... simple and straightforward transactions and very fair in allowing items to be bought and paid for interest free over the 3 month period. Who else does that? Thank you Reviewed on: 27th June 2026

Always hassle free payments- one dispute I raised wa...

5
Always hassle free payments- one dispute I raised was dealt with efficiently and the money was in my account within 7 working days. Amazing customer service Reviewed on: 27th June 2026

Quick and easy.

4
Quick and easy. Great way of spreading the cost of hotel bills etc. Reviewed on: 27th June 2026

brilliant idea

5
Great to have pay in 3 installments Reviewed on: 27th June 2026

Makes it Easy when you can spread the cost.

5
Makes it Easy when you can spread the cost. It’s helped me out a few times now, I am very very pleased that I have options and would recommend mend it to people that are not on very good incomes. Reviewed on: 27th June 2026

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