Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 34,873 reviews, last reviewed 19th Apr 2026
1181600% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me through the process good customer service Helped me through the process good customer service Reviewed on: 19th April 2026
Irene C's avatar
Irene C

Latest lowest rating:

2

Rubbish customer service. Rubbish customer service.Cheats and not clear offer and promotion details Reviewed on: 19th April 2026
Pawel Sz's avatar
Pawel Sz

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (34873)

Pay in three is a great service

5
Pay in three helps me to purchase what I need in instalments withought needing to pay extra fees Reviewed on: 9th June 2024

Supportive customer service and Pay in 3 life saver

5
PayPal customer service is friendly and provide support and information for any issues you are facing. PayPal pay in 3 have beneficial in dividing funds and being able to goods and services which might not be possible to afford in this age cost of living. Reviewed on: 9th June 2024

Very easy to deal with, and very helpful, no hidden...

5
Very easy to deal with, and very helpful, no hidden costs, straight foward, thank you kindly Reviewed on: 9th June 2024

Help when most needed

5
Helps me when I really need it. It spreads the cost and makes paying more manageable Reviewed on: 9th June 2024

Great service, highly responsive, recommended.

5
Great service, highly responsive, recommended. Easy to contact, knowledgeable. Reviewed on: 9th June 2024

Online payments magic with extras

4
PayPal offers a convenient option for online payments linking with various cards; fraud protection and the ability to challenge charges is appreciated. There are value added services such as credit, pay-in-3 etc which are helpful for larger expenses. Reviewed on: 9th June 2024

Very easy and convenient to use particularly for lar...

5
Very easy and convenient to use particularly for larger or sudden purchases Reviewed on: 9th June 2024

I've found it handy splitting large spends into mana...

5
I've found it handy splitting large spends into manageable amounts. Reviewed on: 9th June 2024

PayPal providing great service to customers.

5
PayPal providing great service to customers. It already has the legacy of an excellent brand. The multi ways to pay for good and service is key in today’s economic terrain Reviewed on: 9th June 2024

Never had any issues.

5
Never had any issues. Always very helpful and helps me keep on top of payments. Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 62 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3677 reviews
    PayPal
    View all products