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PayPal: Pay in 3 reviews

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4.93
Based on 32,878 reviews, last reviewed 11th Apr 2026
994100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use this service a lot when I can’t afford it in o... I use this service a lot when I can’t afford it in one go- works a dream! Reviewed on: 11th April 2026
Rachel F's avatar
Rachel F

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (32878)

Pay in 3 is a valuable alternative payment method.

5
Pay in 3 is a valuable option as it helps people to make larger purchases more affordable without costly fees like credit cards. Also it is an alternative payment method for the younger generation. There are no high interest rates which deters the use of credit cards. Reviewed on: 6th June 2024
Julia Smith's avatar
Julia Smith

My experience was excellent.

5
My experience was excellent. It is a nice way to manage my finances Reviewed on: 6th June 2024
Alexandru M's avatar
Alexandru M

Really useful , helps when you have young children a...

5
Really useful , helps when you have young children and are waiting on payday just need a bit of extra time to make a payment. Used this service a few times now and also it will boost your credit score the more you use it. Reviewed on: 6th June 2024
Simon R's avatar
Simon R

Amazing!

5
Super easy to use and very informative. Makes life much easier when using pay in 3 Reviewed on: 6th June 2024
Ravina's avatar
Ravina

Spend well

5
A very easy way to spread the cost of purchases Reviewed on: 6th June 2024
David's avatar
David

The ability to afford the things you want

5
I have used the PayPal pay in 3 numerous times for large purchases. The ability to split the payment with no interest to pay is such a bonus and so easy to do. No worrying about making payments on time it is all done automatically 5 star service Reviewed on: 6th June 2024
Justine K's avatar
Justine K

Quick and easy to use.

5
Quick and easy to use. You can make repayments whenever you like. There’s several reminders about payments before they’re taken. Extra level of buyer protection. Customer service are always on hand to help. Reviewed on: 6th June 2024
Siobhan 's avatar
Siobhan

Great service.

4
Great service. Easy, quick, secure. Reviewed on: 6th June 2024
C duncan's avatar
C duncan

I have used PayPa for a long time and it's pay in 3...

5
I have used PayPa for a long time and it's pay in 3 service is super easy to use. The payment is simple to use, it's easy to clear the whole balance early if you want to, with no penalties. Reviewed on: 6th June 2024
Richard McGuire's avatar
Richard McGuire

Paypal Pay in 3 is an amazing service

5
Paypal Pay in 3 is an amazing service and has provided the opportunity to assist paying in instalments. This has allowed me to buy essentials or stuff that may have been difficult to pay in full and has made it so much easier to pay in 3 instalments. Reviewed on: 6th June 2024
Karishma Sohanta's avatar
Karishma Sohanta

Review PayPal: Pay in 3 now

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