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PayPal: Pay in 3 reviews

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4.93
Based on 32,895 reviews, last reviewed 11th Apr 2026
995700% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Always a positive one, easy to use, pay in 3 is a gr... Always a positive one, easy to use, pay in 3 is a great option Reviewed on: 11th April 2026
Mrs finlay 's avatar
Mrs finlay

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (32895)

Never had a problem, all information is clear and ea...

5
Never had a problem, all information is clear and easy to sort any problems. Reviewed on: 6th June 2024
Chez's avatar
Chez

Pay in 3 works for me

5
I have used Pay in 3 for more than 30 purchases over the last year, since moving house. I have had a number of costly repairs and renovations to do and Pay in 3 has allowed me to spread the cost of other purchases such as furniture or personal items over several months, making budgeting easier. I like Pay in 3 because PayPal send reminders when payments are due and confirmation when the money leaves your account. The PayPal website has full details of all active and completed plans, which helps monitor spending over a relevant period. Plus, it’s interest free! My personal experience of Pay in 3 has been excellent, but I have always ensured I have money in my account to cover payments. I cannot comment on how Pay in 3 would work if a payment was missed. Reviewed on: 6th June 2024
Caro C's avatar
Caro C

The perfect and secure way to pay.

5
The perfect and secure way to pay. Reviewed on: 6th June 2024
Phil C's avatar
Phil C

PayPal Rocks!

5
I use PayPal most of the time as it gives me time to work out my finances if I make a snap purchase - I make sure everything is paid off quickly at a convenient time for myself Reviewed on: 6th June 2024
Gillian's avatar
Gillian

Easy and convenient

5
Very convenient and I always feel protected when using PayPal. I like to pay in 3 as it spreads the cost of items at no or little extra cost. Reviewed on: 6th June 2024
Louise C's avatar
Louise C

Great way to pay

5
PayPal has always been a great way to pay for items. Especially the pay in 3 payments when the money is low and wouldn't be able to buy at full price. Best thing you ever did bringing this system out. Reviewed on: 6th June 2024
Sarah W's avatar
Sarah W

Always use the pay in 3 option if available as it’s...

4
Always use the pay in 3 option if available as it’s nice to split the cost on more expensive things Reviewed on: 6th June 2024
Eva c's avatar
Eva c

Excellent service.

5
Excellent service, good communication, would definitely recommend Reviewed on: 6th June 2024
Isabella Wilson's avatar
Isabella Wilson

Good opportunity to buy something and split the cost...

5
Good opportunity to buy something and split the cost without too much credit impact and worrying about anything else. It’s all straightforward as it links to your bank account or whatever credit or debit card you use. Reviewed on: 6th June 2024
Alex P's avatar
Alex P

If you’re %100 sure you can afford it!

5
It is a good idea, but only if you are %100 sure that you will have the money to pay for what you are buying! Reviewed on: 6th June 2024
NickyD's avatar
NickyD

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