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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79690 reviews)

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4.76

Based on 79,574 reviews, last reviewed 4th Jul 2026

5393200% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My go to for purchases that cost that little bit more Nearly every time i make a purchase that costs a little bit more, i turn to Paypal Pay in 3. Its so easy to use, i know exactly what ill be paying as ... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (79690)

I love this app personally as a practicing Muslim I...

I love this app personally as a practicing Muslim I love the 4 payment installment as it contains 0 interest however payments are easy to make and effortless Reviewed on: 8th June 2026

No explanation

I have been stopped pay in 3 for no reason and no explanation diabolical at giving information Reviewed on: 8th June 2026

Love the pay in 3 option

I totally value the pay in 3 option and use this a lot. If are ever any issues they are sorted very quickly Reviewed on: 8th June 2026

Always use PayPal when shopping online, never failed...

Always use PayPal when shopping online, never failed me when seeking a refund. Only used pay in 3 a couple of times but it was very good. Reviewed on: 8th June 2026

Easy and quick to apply for and use, advanced and cl...

Easy and quick to apply for and use, advanced and clear notifications of up and coming payments Reviewed on: 8th June 2026

I always have a good experience with PayPal even whe...

I always have a good experience with PayPal even when I’ve ran into some problems they are quick to help Reviewed on: 8th June 2026

Satisfied customer

I have a PayPal account from few years and I have never had any problems. I like the way we can pay in 3 payments. That's very helpful. And also if you have an issue with a seller PayPal will always help and sort it out. Reviewed on: 8th June 2026

Helpful When You Can't Pay Everything Up Front

I've had a really positive experience using PayPal Pay in 3. It's been especially useful for one-off purchases that I couldn't comfortably afford to pay for all at once. Splitting the cost into three interest-free payments makes it much easier to manage my budget without taking on expensive credit. The application process is quick and straightforward, and I like that the payments are clearly scheduled and easy to track through the PayPal app. It's also convenient because many online retailers already offer PayPal as a payment option. The only drawback is that not every purchase is eligible, and it's important to make sure you can cover the future payments when they're due. That said, when used responsibly, PayPal Pay in 3 is a great tool for spreading the cost of larger purchases and has helped me make purchases that would otherwise have required much more saving up beforehand. Reviewed on: 8th June 2026

Easy to reach and always very helpful.

Easy to reach and always very helpful. Even with tricky selling and payment issues you know they have your back Reviewed on: 8th June 2026

Paypal pay in 3 has saved me more times than I can c...

Paypal pay in 3 has saved me more times than I can count. Unexpected emergency spend and it’s there to my rescue. I don’t like owing not paying interest due to my religion. PayPal pay in 3 has been my middle ground Reviewed on: 8th June 2026

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