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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32922 reviews)

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4.93

Based on 32,922 reviews, last reviewed 11th Apr 2026

998300% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and efficient service Very easy to use and efficient service Reviewed on: 11th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32922)

Great easy way to spread the cost of small to medium...

Great easy way to spread the cost of small to medium purchases. Needed an item quickly but didn’t have the full funds to pay straight away. Will definitely use in the future. Reviewed on: 6th June 2024

Excellent work

Very helpful in this financial crisis. Excellent Reviewed on: 6th June 2024

PayPal is great - Highly recommend!

I have used PayPal for multiple money transfers over the years and also their Pay-in-3 option which helps to spread the cost of large purchases over 3 manageable payments with 0% interest. Reviewed on: 6th June 2024

Iv been using it over past few years

Iv been using it over past few years and its been so much help to build credit and not pay intrest. Reviewed on: 6th June 2024

It’s such a useful tool for money management with a...

It’s such a useful tool for money management with a family when unexpected costs arise Reviewed on: 6th June 2024

Ok customer service could be better

Ok customer service could be better Reviewed on: 6th June 2024

Pay in 3 helped me budget my spending.

Pay in 3 helped me budget my spending. It is easy to use and very convenient. I think it is good for both buyers and sellers. For sellers more expensive goods canbe broken down into more affordable payments without long term credit commitments. For buyers you can buy the product while it is still available rather than saving up only to be disappointed to find it has gone. Reviewed on: 6th June 2024

Handy way to pay for emergencies and or balance the...

Handy way to pay for emergencies and or balance the budget on bigger expenses Reviewed on: 6th June 2024

PayPal Review

It’s been okay, fast and speedy but as for the customer service, got scammed and they weren’t helpful in getting a refund Reviewed on: 6th June 2024

Larger items

Always use pay in 3 when I can, it helps to ease the pressure on larger items. Reviewed on: 6th June 2024

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