Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78634 reviews)

View other PayPal products

4.76

Based on 78,608 reviews, last reviewed 1st Jul 2026

5302200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (78634)

Can’t beat them , the rest are no contest

Can’t beat them , the rest are no contest Reviewed on: 3rd June 2026

Super easy & efficient.

Super easy & efficient. Very handy Reviewed on: 3rd June 2026

A useful service

Pay in 3 is a useful service when things are a bit tight. Reviewed on: 3rd June 2026

I always use PayPal for online shopping

PayPal is always handy system to use, always feel protected against any payment/ refund problems or fraud.Had all disputes sorted easily and quickly. Pay in 3 option is helpful. Reviewed on: 3rd June 2026

Excellent service, easy to navigate, pay in 3 spread...

Excellent service, easy to navigate, pay in 3 spreads to cost, makes it affordable Reviewed on: 3rd June 2026

Paypal pay in 3 is fab.

Paypal pay in 3 is fab. It helps me breakdown the cost of larger items into more manageable chunks. Reviewed on: 3rd June 2026

I have only used pay in 3 once and omg it was so hel...

I have only used pay in 3 once and omg it was so helpful as i was stranded financially bt pay in 3 really helped me alot a bit of a long story bt much respect to paypal nd team. Reviewed on: 3rd June 2026

Simple online method to make purchases and send mone...

Simple online method to make purchases and send money to Friends and family Reviewed on: 3rd June 2026

Stretching the Cash

PayPal easy 3 payments makes it more affordable to purchase the things you need, when you don’t have the money in a lump sum , it takes the pressure off , and helps you budget your money. Reviewed on: 3rd June 2026

Never had any issues it’s a good way to spread the c...

Never had any issues it’s a good way to spread the cost over 3 months Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Retail finance
from Buyline 4.38 from 26 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 147263 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.70 from 99 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub