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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78038 reviews)

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4.76

Based on 77,890 reviews, last reviewed 30th Jun 2026

5233700% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78038)

A great option that allows me to spread payments in...

A great option that allows me to spread payments in a way that feels safe and non exploitative. I love the 0% interest rate when other borrowing options tend to have very high interest rates, and I also like that I can keep track of my repayments within my PayPal account. Reviewed on: 1st June 2026

Under appreciated app, I love it

Never any issues, simple to use and for someone as myself who isn’t particularly great on tech it’s a breeze to send and receive monies. Reviewed on: 1st June 2026

A great service

Immediate comns. Quick to respond to queries and take action if ghere is a dispute. Easy to set up and use. Reviewed on: 1st June 2026

Paypal has been really easy to use.

Paypal has been really easy to use. It is my backup for rainy days. I like the fact that it is secure, prompt and reliable. Reviewed on: 1st June 2026

Lovely experience for me, Paypal: Pay in 3.

It was really an experience for me, Paypal: Pay in 3 but it was really helpful because i was certain the money would be received, there won't be delays. Reviewed on: 1st June 2026

PayPal is so convenient and easy to use.

PayPal is so convenient and easy to use. I can buy what ever I want when I need it without out waiting to save up for it by using pay in 3. It’s helping my credit rating too. Yay PayPal! Reviewed on: 1st June 2026

The PayPal service is very easy I enjoy it

The PayPal service is very easy I enjoy it Reviewed on: 1st June 2026

I have good experience with paypal even though where...

I have good experience with paypal even though where klarna doesn’t work over there paypal works Reviewed on: 1st June 2026

Easy to navigate app, application completed quickly

Easy to navigate app, application completed quickly Reviewed on: 1st June 2026

Top 5: easy pay app

Easy to pay for products securely, great way to transfer money to friends and family. Easy to use and navigate around the app to sort your personal payments, wonderful use of design and encouragement to refer to friends Reviewed on: 1st June 2026

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