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PayPal: Pay in 3 reviews

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4.93
Based on 34,785 reviews, last reviewed 18th Apr 2026
1173400% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Excellent experience I have had no trouble with PayPal and they always have good bargains going on with excellent service and help. Reviewed on: 18th April 2026
John De Noronha's avatar
John De Noronha

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (34785)

Appreciate this service when not quite having all th...

5
Appreciate this service when not quite having all the money to pay out in one go Reviewed on: 7th June 2024
Kellie beaufoy's avatar
Kellie beaufoy

So easy to set up, navigate and use.

5
So easy to set up, navigate and use. An all round great experience. Reviewed on: 7th June 2024
Jeremy B's avatar
Jeremy B

using paypal in 3 helps me out alot especially on fa...

5
using paypal in 3 helps me out alot especially on fairly high payments. Reviewed on: 7th June 2024
Rachel A's avatar
Rachel A

Pay in 3 has helped me spread the cost of higher pri...

5
Pay in 3 has helped me spread the cost of higher priced items I may not be able to afford to buy in one go Reviewed on: 7th June 2024
Eden 's avatar
Eden

It’s flexibility allows me to stay on top of my fina...

5
It’s flexibility allows me to stay on top of my finances Reviewed on: 7th June 2024
Mark B's avatar
Mark B

Pay in three is a joke,

2
Pay in three is a joke, sometimes your excepted while other times you’re not! Even if you don’t have any outstanding pay in 3 accounts open. Either be consistent or don’t bother I try to use Klarna even for large eBay payments, Klarna are much more consistent and more reliable. PayPal is becoming a joke. Reviewed on: 7th June 2024
Jim's avatar
Jim

very helpful

5
very helpful for if you cant quite afford something in full Reviewed on: 7th June 2024
Megan L's avatar
Megan L

The pay in 3 is easy to set up and helps with budget...

5
The pay in 3 is easy to set up and helps with budgetting. Reviewed on: 7th June 2024
Z w's avatar
Z w

Excellent way to spread the cost

5
I was in need of clothes for an even but didn't have enough to pay for it. Did not realise PayPal did the pay in 3 and was over the moon about it. I was able to get what I needed without breaking the bank. Very very helpful. Reviewed on: 7th June 2024
Samya 's avatar
Samya

Nice easy to use, just wish was available at more re...

5
Nice easy to use, just wish was available at more retailer's. Also very convenient to spread purchases out when money isn't quite where it should be. Reviewed on: 7th June 2024
Mark C's avatar
Mark C

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