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PayPal: Pay in 3 reviews

4.93
Based on 39,480 reviews, last reviewed 26th Apr 2026
1615900% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience to date. Great experience to date. Been using it to send money to family; convenient and efficient Reviewed on: 26th April 2026
N VG's avatar
N VG

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (39480)

Best app and a easy way to pay someone

5
Easy to use and very useful, good to have and very handy Reviewed on: 12th June 2024

Very easy to use, convenient and straightforward.

5
Very easy to use, convenient and straightforward. Reviewed on: 12th June 2024

Very efficient and safe.

5
Very efficient and safe. Reliable and easy to use on mobile app. Reviewed on: 12th June 2024

I love pay in 3 !

5
I love pay in 3 !!!!!! Pay in 3 let me buy more things without worrying. Reviewed on: 12th June 2024

Easy to use app, no interest on pay in 3 all plans...

5
Easy to use app, no interest on pay in 3, all plans clearly stated and feel in control of my spending and safe using my card online Reviewed on: 12th June 2024

Excellent service provider

5
I've had nothing but good experiences with paypal Reviewed on: 12th June 2024

PayPal pay in 3 is simply fun

5
I have been able to aquire items very easily and timely. The joy of buying today and pay over a period of 3 years Reviewed on: 12th June 2024

Allows me to buy better quality products

5
Allows me to buy better quality products interest free over a longer period. What's not to like about that. 10 out of 10. I love it, which also means I'm not so broke at the end of the month as well. Thanks pay in 3. Reviewed on: 12th June 2024

Amazing for getting things otherwise you wouldn’t af...

5
Amazing for getting things otherwise you wouldn’t afford Reviewed on: 12th June 2024

I use pay in 3 alot and it really helps

5
I use pay in 3 alot and it really helps me spread out payments and also helps my credit score too, it's all smooth and easy to do and customer service is great :) Reviewed on: 12th June 2024

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