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PayPal: Pay in 3 reviews

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4.93
Based on 39,635 reviews, last reviewed 26th Apr 2026
1630800% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

flexibility Easy to use and it gives me great flexibility Reviewed on: 26th April 2026
Steven P's avatar
Steven P

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39635)

It’s so much easier when you have the option to pay...

5
It’s so much easier when you have the option to pay in 3 Reviewed on: 13th June 2024
Sarah McInerney's avatar
Sarah McInerney

Buying is so easy

5
Buying is so easy , great addition for paying in 3 rather than all at once Reviewed on: 13th June 2024
LBB's avatar
LBB

Pay in 3 is excellent

5
Each time I need to use PayPal there is a payment solution available for me, especially with Pay in 3. This provides an excellent method of splitting up payments. Reviewed on: 13th June 2024
Ali's avatar
Ali

Perfect, easy and no fuss.

5
Perfect, easy and no fuss. Very clear process Reviewed on: 13th June 2024
Vishesh w's avatar
Vishesh w

When splitting money by using Pay3 it seems less.

5
When splitting money by using Pay3 it seems less. I don't want to pay whole price at once. It is very useful. Reviewed on: 13th June 2024
Mery B's avatar
Mery B

I feel free to use PayPal credit pay in 3.

5
I feel free to use PayPal credit pay in 3.I have everything wat I need for my project. Reviewed on: 13th June 2024
Valentin G's avatar
Valentin G

Great service and very handy.

5
Great service and very handy. No unfair penalties, customer service will reach out to you. Plenty of options to make payment if you mistakenly miss one or like in my case change bank cards and the payment rejects by accident Reviewed on: 13th June 2024
Simon P's avatar
Simon P

Pay in 3 is great to spread the cost.

5
First time using pay in 3 and found it easy to use and helps spread the cost of your purchase. Reviewed on: 13th June 2024
ANTHONY P's avatar
ANTHONY P

Good service

5
Good service, easy to use like the level of communication when a payment is due Reviewed on: 13th June 2024
Emma's avatar
Emma

Fantastic

5
Extremely easy to use and super smooth service. Effortless Reviewed on: 13th June 2024
Helen's avatar
Helen

Review PayPal: Pay in 3 now

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