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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,658 reviews, last reviewed 26th Apr 2026
1633000% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service always use paypal when buying online an... Good service always use paypal when buying online and never had a problem Reviewed on: 26th April 2026
Cornel I's avatar
Cornel I

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39658)

Loyal customer since 2004

4
Overall.very good service but exchange rates are too high. Paying in 3 is a great alternative to Klarna or Clearpay. I don't have to remember to pay the remaining installments, PayPal does everything for me. Reviewed on: 13th June 2024
Mikolaj Majewski's avatar
Mikolaj Majewski

Seamless payment experience.

5
Seamless payment experience. PayPal: Pay in 3 integrates magically into your payment experience. No fuss, No fancy features, just a user-friendly method with customer satisfaction at its core. State-of-art payment product as it should be. Reviewed on: 13th June 2024
FXB's avatar
FXB

It's a very good service and very good to afford thi...

5
It's a very good service and very good to afford things I want to buy Reviewed on: 13th June 2024
Anonymous's avatar
Anonymous

Pay in 3 was quick and easy.

5
Pay in 3 was quick and easy. I ordered several items and returned some of them and the adjustments were made quickly so I never overpaid. Refunds are also processed very quickly without me having to go through a long process. Reviewed on: 13th June 2024
Melanie B's avatar
Melanie B

I find PayPal credit really easy to use and setup pa...

5
I find PayPal credit really easy to use and setup payments. There are a great range of vendors that accept PayPal credit / pay in 3 which makes the use of it more appealing Reviewed on: 13th June 2024
Louise F's avatar
Louise F

I use PayPal regularly and rely on its safety and pr...

5
I use PayPal regularly and rely on its safety and professionalism to handle my money transactions and over many years have found it to offer me peace of mind. Reviewed on: 13th June 2024
Ann Marie's avatar
Ann Marie

I love the security that Paypal gives you.

5
I love the security that Paypal gives you. You can buy in three or pay with PayPal & know that you are totally safe & covered by the PayPal policy, & also covered to chasing sellers that don’t give refunds easily. I love everything about PayPal. Thank god we’ve got it, & have recommended it to family & friends, who now also are covered by the PayPal security. Reviewed on: 13th June 2024
Yvonne S's avatar
Yvonne S

Happy Shopping

5
Makes items affordable, encourages spending Reviewed on: 13th June 2024
Jonathan Hunt's avatar
Jonathan Hunt

The safest way to shop online

5
I use PayPal for a number of things, safety when buying products from untested sellers, transferring money to friends and family for birthdays and events as well using the Pay in 3 facility that gives me flexibility when making those larger purchases and the added bonus is that in doing so my credit rating is improved so definitely a win win for me. Reviewed on: 13th June 2024
Sophie S's avatar
Sophie S

PayPal pay is 3 is so useful for a purchase that you...

5
PayPal pay is 3 is so useful for a purchase that you don’t want to put on credit. I was desperate for a new mattress for my bed but was putting off the big initial payment. But paying over 3 months meant I could go ahead and order my new mattress. I sleep very well now. Reviewed on: 13th June 2024
Alistair M's avatar
Alistair M

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