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PayPal: Pay in 3 reviews

4.93
Based on 41,284 reviews, last reviewed 30th Apr 2026
1786900% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
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Latest highest rating:

5

Very easy to use and set up pay in 3... Very easy to use and set up pay in 3 Reviewed on: 30th April 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Have used pay in 3 few times never been late now won... Have used pay in 3 few times never been late now wont let me use pay in 3 has a mind of its own Reviewed on: 30th April 2026
EM's avatar
EM

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (41284)

Paypal is Great

5
Paypal is a great way to split your payments into 3, making it more affordable. It's so easy to use and check out with too Reviewed on: 14th June 2024

Quick reliable service always on hand when I need it...

5
Quick reliable service always on hand when I need it Reviewed on: 14th June 2024

Pleased with the service

4
Not a bad experience yet !good work Reviewed on: 14th June 2024

Great service

5
As I had never used pay by 3 before I was surprised to have not used it sooner as it is a life saver. It helps break down any large payments into 3 affordable amounts. I wished I had known about it a lot sooner Reviewed on: 14th June 2024

Great customer service

5
Whenever I've had to use the customer service, they have been great. pPrompt and polite, and solved my problem quickly and thoroughly. Reviewed on: 14th June 2024

Pay in 3 is an excellent service!

5
I use pay in 3 frequently. Excellent as no interest. Reviewed on: 14th June 2024

Easy to use for bigger purchases.

5
Easy to use for bigger purchases. Lots of reminders about up coming payments Reviewed on: 14th June 2024

Great way to make larger purchases

5
Great way to make larger purchases Reviewed on: 14th June 2024

easy to use.

5
I find PayPal very easy to use. Disputes are handled quickly and pay in 3 is very convenient and easy to manage. Reviewed on: 14th June 2024

Excellent Customer Service

5
Payments notifications very helpful for managing account and on the few occasions I have had an issue PayPal have assisted. Reviewed on: 14th June 2024

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