Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 73,302 reviews, last reviewed 18th Jun 2026
4797700% increase in 5 star reviews
in the past 90 days
8900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app, easy to use. Good app, easy to use. Overall, PayPal is a reliable and convenient payment platform, best suited for online shopping, freelancing, and small busin... Read more Reviewed on: 18th June 2026
Adam McConkey's avatar
Adam McConkey

Latest lowest rating:

1

Never works , you go round in circles trying to get... Never works , you go round in circles trying to get in for a start, then it declines you. Waste of time. Reviewed on: 17th June 2026
Gavin H's avatar
Gavin H

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (73303)

It's great to be honest never had any problems

5
It's great to be honest never had any problems Reviewed on: 12th May 2026

If I’ve ever had a problem it has been sorted...

4
If I’ve ever had a problem it has been sorted fairly Reviewed on: 12th May 2026

Excellent customer service

5
Excellent online system and updates very quickly Reviewed on: 12th May 2026

Great Experience with Paypal Pay in 3

5
I love that I can spread the cost of my purchases over 3 months and that I get some protection on said purchases. PayPal is a universally accepted payment form and even if I want to buy in a different currency PayPal make it swift and easy to do so. Reviewed on: 12th May 2026

I highly recommend PayPal,

5
I have been using PayPal for a few years and I have not had any issues. Also, I like the fact that all purchases are protected by insurance. So you don’t need to panic if you’ve been scammed as PayPal get your money back. Excellent customer support Reviewed on: 12th May 2026

I always get the Help that I am expecting.

5
I always get the Help that I am expecting. from PayPal . Reviewed on: 12th May 2026

Great way to spread out the cost of a large payment...

5
Great way to spread out the cost of a large payment without any additional costs. Reviewed on: 12th May 2026

Pay in 3 makes life easy

5
The Pay in 3 is so user friendly and I didn’t have to fill any forms in to be eligible for a decent amount. Just love the ease of it. Reviewed on: 12th May 2026

Decent app

5
Easy to use, straight forward and easy to save money on Reviewed on: 12th May 2026

Very useful

4
Easy to navigate, can’t fault it at all. A good alternative if you don’t have Klarna or Clearpay Reviewed on: 12th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 142323 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3754 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products