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PayPal: Pay in 3 reviews

4.93
Based on 42,497 reviews, last reviewed 3rd May 2026
1899700% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

easy to use and helpful, PayPal makes online shoppin... easy to use and helpful, PayPal makes online shopping easy and affordable Reviewed on: 3rd May 2026
Anita Dragicevic's avatar
Anita Dragicevic

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42497)

A great and easy way to spread the cost of purchases

5
Pay in 3 is a really great way to spread the cost of purchases over 3 months. I use it a lot for anything over £30 (lower limit). The application is approved in seconds and it’s interest free. It’s so easy and convenient and I receive emails to remind me when each payment is due. I would definitely recommend it. Reviewed on: 16th June 2024

pay in three

5
I have used pay in three multiple times and never had any issues with payments the money is always taken on time never before or after the day it was started. its also very helpful that if you like you can pay early if you wanted. Reviewed on: 16th June 2024

Fantastic option!

5
Fantastic option when you want to spread the cost. Never had any issues using pay in 3 and use it regularly. Very grateful it’s an option! Reviewed on: 16th June 2024

Always been happy with the service over a good few y...

5
Always been happy with the service over a good few years now Reviewed on: 16th June 2024

Have had a great experience, with PayPal, customer s...

5
Have had a great experience, with PayPal, customer service is excellent and are always available to answer any questions. When I have had issues with payments they have always been at hand to help resolve the issues that I have had. The issues are always resolved in very good time and they keep you informed at every stage. Reviewed on: 16th June 2024

PayPal is one of a kind, when I can I pay with it.

5
PayPal is one of a kind, when I can I pay with it. The best service what I use ever. Reviewed on: 16th June 2024

PayPal 5*****

5
Having PayPal enables me access to emergency funds. PayPal has been a lifesaver. Reviewed on: 16th June 2024

Never had any issues .

5
Never had any issues . Easy to make and receive payments. Reviewed on: 16th June 2024

Nothing to tell just a really great system.

5
Nothing to tell just a really great system. Reviewed on: 16th June 2024

Easy to use

5
I use the pay in 3 regularly as it helps me afford things without costing more and it is so easy to use Reviewed on: 16th June 2024

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