Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 42,874 reviews, last reviewed 4th May 2026
1935200% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always reliable I’ve had an account coming... PayPal is always reliable I’ve had an account coming up 5 years Reviewed on: 4th May 2026
Olamide Akingbade's avatar
Olamide Akingbade

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (42874)

Very useful

5
They are very useful when I need to spread my payments over 3 months. Definitely recommend Reviewed on: 16th June 2024

Pay pal is my go to credit provider

5
Pay pal is my go to credit provider Reviewed on: 16th June 2024

It's perfect.

5
It's perfect. Best company and scheme. Reviewed on: 16th June 2024

Extremely happy with ally transactions.

5
Extremely happy with ally transactions. Safety and accurate. Trust and confidence . Reviewed on: 16th June 2024

Happy customer

5
Can’t fault it, super happy with my experience to date. Reviewed on: 16th June 2024

Review pay in 3

5
I’m always using this method and I’m so happy. Reviewed on: 16th June 2024

I love the pay in 3, it is very helpful and useful a...

5
I love the pay in 3, it is very helpful and useful and very convenient Reviewed on: 16th June 2024

Pay in three has freed me up to to purchase items th...

5
Pay in three has freed me up to to purchase items that I would not have been able to afford in one lump sum. Reviewed on: 16th June 2024

Never fails

5
I have failed with two payments , what is shame because PayPal were always here for me Reviewed on: 16th June 2024

An excellent option to have

5
I have used pay in 3 when I've needed to purchase something and don't get paid for a few days, so it have allowed me to buy the stuff I want sooner Reviewed on: 16th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3691 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 70 reviews
    PayPal
    View all products