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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (42895 reviews)

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4.93

Based on 42,896 reviews, last reviewed 4th May 2026

1937300% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Nice and easy to pay for things over 3 payments rath... Nice and easy to pay for things over 3 payments rather then in one go leave more for you in the month Reviewed on: 4th May 2026

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (42896)

pay in 3

Pay in 3 is brilliant as it is interest free and allows you to keep large amount of of money in your bank account. I always like to have a long money in my account therefore on big purchases I use pay in 3 to do this efficiently. Reviewed on: 16th June 2024

When I tried getting in touch with PayPal about an i...

When I tried getting in touch with PayPal about an issue I never got a reply, however I figured it out myself in the end. Apart from that everything else is fine Reviewed on: 16th June 2024

Really good to use to make payments

Really good to use to make payments Reviewed on: 16th June 2024

It’s very straight forward and very easy way to sepa...

It’s very straight forward and very easy way to separate payments. Reviewed on: 16th June 2024

10 stars

Fab service, love how flexible pay in 3 is, highly recommend Reviewed on: 16th June 2024

It was easy to use and I enjoy that it tells you whe...

It was easy to use and I enjoy that it tells you when you have a payment coming up. Reviewed on: 16th June 2024

Amazing for families

It's so handy, especially when you are doing a big food shop you can split the payments into 3 which is amazing. Reviewed on: 16th June 2024

All in all priety good.

All in all priety good. Never used any other form of online bank/credit company as have been happy with paypal Reviewed on: 16th June 2024

Pay in 3 purchasing

Pay in 3 gives you the choice of purchasing around your budget, spreading the cost Reviewed on: 16th June 2024

Good payment plan, easy to use and affordable to man...

Good payment plan, easy to use and affordable to manage Reviewed on: 16th June 2024

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