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PayPal: Pay in 3 reviews

4.93
Based on 47,967 reviews, last reviewed 8th May 2026
2417300% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never experienced any problems making or receiving p... Never experienced any problems making or receiving payments Reviewed on: 8th May 2026
Nigel W's avatar
Nigel W

Latest lowest rating:

2

I use to use pay in 3, never missed a payment and th... I use to use pay in 3, never missed a payment and then it just stopped me from being able to access the pay in 3 method Reviewed on: 8th May 2026
Zowie G's avatar
Zowie G

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47967)

Easiest method of payment!

5
Always so easy to use - my go to method. Definitely helps with budgeting whilst on maternity leave. It works at many online retailers that accept PayPal, so you don’t need a separate account or card. Reviewed on: 6th April 2026

Paypal is very versatile and convenient, it has made...

5
Paypal is very versatile and convenient, it has made my life so much easier and I always pay online via PayPal if there’s an option. Their credit options are extremely helpful and they are doing a good job at keeping their products affordable. Reviewed on: 6th April 2026

Wonderful experience.

5
Wonderful experience. I've used pay in 3 for a number of years. Having children and bills to pay over the years things can be tough. PayPal have giving me the flexibility and opertunuty to make sure I can get Xmas gifts birthday gifts and more to keep our life's comfortable. I usually don't fill these things in but I do appreciate how it's helped me thanks PayPal Reviewed on: 6th April 2026

Extremely easy to use and very convenient, I use it...

5
Extremely easy to use and very convenient, I use it all the time and no costs if paid off each month.Brilliant for spreading the cost of larger purchases Reviewed on: 6th April 2026

The team were very supportive

5
The team were very supportive the only time I had to ask for help was. The problem was sorted out very quickly and my refund came straight back Reviewed on: 6th April 2026

Very easy to use, my money feels safe and I like the...

5
Very easy to use, my money feels safe and I like the points rewards system Reviewed on: 6th April 2026

Pay pal review

5
Pay pal are absolutely brilliant and easy to deal with, Reviewed on: 6th April 2026

Excellent support

5
Excellent support for everyday consumption Reviewed on: 6th April 2026

I feel PayPal is safe and secure

5
I feel PayPal is safe and secure Reviewed on: 6th April 2026

I like everything.

4
I like everything. The credit is simple to use and apply and its easy to add and remove payment methods Reviewed on: 6th April 2026

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