Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 49,786 reviews, last reviewed 12th May 2026
2588000% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent to deal with the transaction. Excellent to deal with the transaction. Reviewed on: 12th May 2026
Irene Viegas Dsouza's avatar
Irene Viegas Dsouza

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026
Clinton D's avatar
Clinton D
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (49786)

Gives much more flexibility with payment options - a...

5
Gives much more flexibility with payment options - and no interest. Reviewed on: 6th April 2026
Alexandra H's avatar
Alexandra H

The Perfect Helping Hand

5
I have used PayPal pay in 3 on multiple occasions often many times simultaneously, it's a perfect interest free way of spreading the cost of your purchases. I can't recommend it highly enough! Reviewed on: 6th April 2026
Nigel M's avatar
Nigel M

I have never had to use the customer service functio...

5
I have never had to use the customer service function, as everything has been very self explanatory and simple to use. Even when it comes to the app, easy to set up direct debits and also sending and receiving money, even making requests. It’s great Reviewed on: 6th April 2026
Bethany A's avatar
Bethany A

very good experience all the time

5
very good experience all the time Reviewed on: 6th April 2026
Sardar N's avatar
Sardar N

Excellent service and site

5
I've used this site for years and I can say that has Excellent service and site. Reviewed on: 6th April 2026
ANA's avatar
ANA

Great credit offer which works for me and is expanding!

5
Great credit offer which works for me and is expanding! I feel good about being with PayPal because they are investing in their credit offers to work for customers i.e. recently being issued a physical card. Reviewed on: 6th April 2026
Stef's avatar
Stef

Great for everyday online payments, it's secure.

5
Great for everyday online payments, it's secure. Reviewed on: 6th April 2026
Agnel F's avatar
Agnel F

Simple and trouble-free.

5
It has always been simple and trouble-free. Never had to make any queries, so i don't know ow how problems would be handled. Reviewed on: 6th April 2026
Alban H's avatar
Alban H

It just works.

5
It just works. It is simple and straight foreWard. The payments are clear. Need I say more Reviewed on: 6th April 2026
James S's avatar
James S

Paypal pay in three

5
Spreads the cost of a big purchase with pay in three Reviewed on: 6th April 2026
Mark d's avatar
Mark d

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill