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PayPal: Pay in 3 reviews

4.93
Based on 49,916 reviews, last reviewed 12th May 2026
2600200% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Does what it says on the tin I have been a regular user of Paypal Pay in 3 for years now, it has always been a good experience and I like how it's so widely accepted. I make regul... Read more Reviewed on: 12th May 2026
I Wade's avatar
I Wade

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026
Clinton D's avatar
Clinton D

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49916)

Great experience

5
I have had nothing but positive experiences with PayPal ,easy to use and check your account Reviewed on: 6th April 2026

Easy to use and no problems encountered.

5
Easy to use and no problems encountered. Reviewed on: 6th April 2026

Great service!

5
Super clear, and helped resolve issues on the spot! Reviewed on: 6th April 2026

Paypal is amazing

5
PayPal are always happy to help with anything you are worried about what you have purchased. I always use PayPal when buying items online, it is handy when you want to pay in 3 Reviewed on: 6th April 2026

Decades of reliability and utility.

5
I have been using Paypal for around 20 years and I honestly can't recall having any problems with it. Many years of smooth transactions on many platforms. I have made frequent use of the pay in 3 feature and Paypal credit was invaluable when I moved out to my own place and needed to get a start in homeware. Reviewed on: 6th April 2026

I’ve been using PayPal Pay in 3 and overall it’s bee...

5
I’ve been using PayPal Pay in 3 and overall it’s been very helpful for managing payments. Splitting purchases into smaller amounts makes things more affordable and easier to budget, especially for larger or unexpected expenses. Reviewed on: 6th April 2026

My go to online payment service

5
I have used various PayPal services including PayPal credit Pay in 3 over the years and find them my go to online payment choice Reviewed on: 6th April 2026

Easy to use and I can budget better when I use the p...

5
Easy to use and I can budget better when I use the pay in 3 Reviewed on: 6th April 2026

Faultless transactions with the reassurance of prote...

5
Faultless transactions with the reassurance of protection against fraudulent sellers Reviewed on: 6th April 2026

I have used this sevice a few times.

5
I have used this sevice a few times. It helps greatly when you want to buy someyjing but do not have the fubs to pay in one go. Reviewed on: 6th April 2026

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