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PayPal: Pay in 3 reviews

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4.93
Based on 50,918 reviews, last reviewed 15th May 2026
2693700% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy experience. Nice and easy experience. Simple instructions. Works well. Reviewed on: 15th May 2026
Jon L's avatar
Jon L

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (50918)

Pay in 3

5
Pay in three helps spread the costs if larger purchases. Reviewed on: 6th April 2026
Kim G's avatar
Kim G

PayPal is an excellent way for collecting money for...

5
PayPal is an excellent way for collecting money for gifts , festivals and celebrations. A great method of shopping . Reviewed on: 6th April 2026
Ros's avatar
Ros

Really easy to set up and navigate great tool for s...

5
Really easy to set up and navigate great tool for spreading your money Reviewed on: 6th April 2026
Garth Sutcliffe's avatar
Garth Sutcliffe

Great experience very easy to use

5
Great experience very easy to use Reviewed on: 6th April 2026
Ell's avatar
Ell

Split payments % free is a no br

5
Split payments % free is a no br Reviewed on: 6th April 2026
Edward Bermingham's avatar
Edward Bermingham

PayPal is very helpful.

5
PayPal is very helpful. I would struggle without it. Non interest options are a life saver. Reviewed on: 6th April 2026
Jody's avatar
Jody

Simple process, just when I needed it to help with...

5
Simple process, just when I needed it to help with 4 payments to help spread the cost Reviewed on: 6th April 2026
Lee Cuddihy's avatar
Lee Cuddihy

Good at paying my tattoos over the last few years

5
Good at paying my tattoos over the last few years Reviewed on: 6th April 2026
Sara's avatar
Sara

Smooth and Convenient Payment Experience

5
I’ve had a really positive experience using PayPal Pay in 3. The setup was quick and straightforward, and everything was clearly explained upfront with no hidden surprises. I especially like how easy it is to split payments into manageable chunks without interest, which makes budgeting much simpler. The app keeps everything organized, with reminders and clear payment schedules, so I always know what’s due and when. Transactions have been smooth, and I feel confident using the service for both small and larger purchases. Overall, it’s a reliable and user-friendly option that adds flexibility without stress. I’d definitely recommend it to anyone looking for a simple way to spread out payments. Reviewed on: 6th April 2026
Amir M's avatar
Amir M

Always helpful.

5
Always helpful. Easy to use interface Reviewed on: 6th April 2026
Bev T's avatar
Bev T

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