Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,925 reviews, last reviewed 15th May 2026
2694400% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great experience paypal sorts it all. A great experience dont have to think too much paypal does it all. For you. Each month portioned out how you signed up. When i dont see pay in 3 at ch... Read more Reviewed on: 15th May 2026
Ray ray's avatar
Ray ray

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50925)

Great experience very easy to use

5
Great experience very easy to use Reviewed on: 6th April 2026

Split payments % free is a no br

5
Split payments % free is a no br Reviewed on: 6th April 2026

PayPal is very helpful.

5
PayPal is very helpful. I would struggle without it. Non interest options are a life saver. Reviewed on: 6th April 2026

Simple process, just when I needed it to help with...

5
Simple process, just when I needed it to help with 4 payments to help spread the cost Reviewed on: 6th April 2026

Good at paying my tattoos over the last few years

5
Good at paying my tattoos over the last few years Reviewed on: 6th April 2026

Smooth and Convenient Payment Experience

5
I’ve had a really positive experience using PayPal Pay in 3. The setup was quick and straightforward, and everything was clearly explained upfront with no hidden surprises. I especially like how easy it is to split payments into manageable chunks without interest, which makes budgeting much simpler. The app keeps everything organized, with reminders and clear payment schedules, so I always know what’s due and when. Transactions have been smooth, and I feel confident using the service for both small and larger purchases. Overall, it’s a reliable and user-friendly option that adds flexibility without stress. I’d definitely recommend it to anyone looking for a simple way to spread out payments. Reviewed on: 6th April 2026

Always helpful.

5
Always helpful. Easy to use interface Reviewed on: 6th April 2026

Pay in 3 is a good option to spread cost with no int...

4
Pay in 3 is a good option to spread cost with no interest Reviewed on: 6th April 2026

Was well looked after best service PayPal credit

5
Was well looked after best service Reviewed on: 6th April 2026

I've been a PayPal customer for over 10 years, pay i...

5
I've been a PayPal customer for over 10 years, pay in three is easily one of my favourites, with it's flexibility it allows me to achieve life goals whilst staying financially responsible Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3716 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 107334 reviews
    PayPal
    View all products