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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79366 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79366)

Comfortable and Confidence with buying from online s...

Comfortable and Confidence with buying from online services Reviewed on: 3rd July 2026

Flexible and easy

Love the flexibility and ease of using PayPal Pay in 3 when I'm making more expensive purchases (or sudden unexpected ones!). I really like that you make the first installment at the time of the purchase, so there are only 2 more to make the following months. It's interest free too which is a huge bonus! I also find it helps with my credit score. Reviewed on: 3rd July 2026

I have had a problem with an item but it got sorted...

I have had a problem with an item but it got sorted out and I got my money back. Reviewed on: 3rd July 2026

Fast , good and efficient service.

Fast , good and efficient service. Easy to access the service and 24/7. Reviewed on: 3rd July 2026

I simply never have any problem using PayPal.

I simply never have any problem using PayPal. The app & website are both simple & intuitive & all transactions I've made have been smooth and timely. Reviewed on: 3rd July 2026

I’ve been using PayPal for quite a few years now and...

I’ve been using PayPal for quite a few years now and have never had any problems, I’ve just started using the pay in 3 option and so far it’s been excellent Reviewed on: 3rd July 2026

Great for psy in 3

Never had any problems and good to have the pay in 3 option when money is a little tight Reviewed on: 3rd July 2026

Quick and easy!

Quick and easy! Love the interest free options for pay in 3! Reviewed on: 3rd July 2026

Excellent I like 0% interest.

Excellent I like 0% interest. Very convenient and manageable for me. I will continue to use and will also recommend to friends and family Reviewed on: 3rd July 2026

Very good the paypal and i recoment to Friends

Very good the paypal and i recoment to Friends Reviewed on: 3rd July 2026

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