Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,597 reviews, last reviewed 12th May 2026
2570100% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has been fantastic no complaints from me, always... It has been fantastic no complaints from me, always reminded about payment well in advance. Reviewed on: 12th May 2026
Harley 's avatar
Harley

Latest lowest rating:

1

not worth. its not not worth. very less amount. should br more limit Reviewed on: 11th May 2026
Sri K's avatar
Sri K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49597)

I’ve been using PayPal services for many years inc...

3
I have been using PayPal services for many years including pay in 3 and always pay on time manage my account well, but recently the option of pay in 3 is not available for me which is disappointing. Reviewed on: 27th June 2025

Pay in 3 is a life saver

5
Pay in 3 is a life saver when you have a big expense to pay. I love that it is easy and costs me no interest or fuss. Thank you Paypal Reviewed on: 27th June 2025

Better than their fellow credit providers

5
They keep me up to date with prompts on when payments are due, are straight forward and easy to understand what charges are being made and fair to deal with and offer a choice of how to pay, sometimes very useful to have optons if needed. Reviewed on: 27th June 2025

Simple, easy and convenient.

5
I’ve bought a range of goods from wine to bedding and been able spread the cost over three payments thanks to PayPal. A very simple system, easy to use and no extra cost or additional administrative effort. Reviewed on: 27th June 2025

I have never had a bad experience with PayPal who...

5
I have never had a bad experience with PayPal who have sorted out and corrected issues I had Reviewed on: 27th June 2025

Always prompt with reply and easy

5
Always prompt with reply and easy Reviewed on: 27th June 2025

I like how easy PayPal is to use and how I have peac...

5
I like how easy PayPal is to use and how I have peace of mind when paying using this platform. Reviewed on: 27th June 2025

Never had a problem.

5
Never had a problem. Extremely easy to use app. Can keep on top of my finances with just one click. Safe and secure. Very good for extras when you haven't quite got enough to pay outright but can via various ways PayPal. Plus any problems and you know PayPal will sort it out quickly as they have for me. Reviewed on: 27th June 2025

i have been useing paypal for over 20 years and have...

5
i have been useing paypal for over 20 years and have found paypal second to none its the safest way to shop Reviewed on: 27th June 2025

Easy to use.

5
Easy to use, protected when buying on line. Helps to spread the cost on more expensive items. Reviewed on: 27th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 104724 reviews
    PayPal
    View all products