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PayPal: Pay in 3 reviews

4.93
Based on 48,522 reviews, last reviewed 9th May 2026
2468900% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

I think PayPal is the best form of transaction in th... I think PayPal is the best form of transaction in the world Reviewed on: 9th May 2026
Samson Obiku's avatar
Samson Obiku

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48522)

Great for larger items

5
I have used PayPal for lots of larger item and never had a problem with pay in 3 Reviewed on: 27th June 2025

Safe and secure

5
I prefer to use PayPal as it's a safer form of payment and money management. More inclined to purchase from the website if paypal is an option rather than using any form of payment. Safe and secure and pay in 3 is fantastic. Interest free payments are amazing. Excellent company Reviewed on: 27th June 2025

A great, flexible finance service.

5
A great, flexible finance service. Reviewed on: 27th June 2025

I have used this couple of timest ...

5
I have used this couple of times and it’s been very helpful easy for me Reviewed on: 27th June 2025

Pay in 3 itself a good concept.

3
Pay in 3 itself a good concept. It would work for most normal cases but if you bought a new build property or changed address for some reason PayPal payment in 3 section alone will have problem.. technical problem for their team but almost 2 years and they have not fixed it. It will default to your old address and wont allow to edit on application. Then it will throw error saying not able to match address. Other wise good. Reviewed on: 27th June 2025

Love the facility of been able to spreed my payment...

5
Love the facility of been able to spreed my payment into 3 equal amounts, it makes everything more accessible to purchase now.. Reviewed on: 27th June 2025

Customer service always helpful never had any issues...

5
Customer service always helpful never had any issues with service and love the pay in 3 Reviewed on: 27th June 2025

Paypal has always been great.

5
Paypal has always been great. I use it to pay for most things online as it’s so easy and I trust it. Pay in 3 is just so brilliant to help spread costs. You don’t have to worry about getting behind with payments as it just takes the money owed at the right time. Also it always tells you in advance when the money will be taken. I’d recommend it to anyone. Reviewed on: 27th June 2025

Excellent service and customer service is good as well

5
Excellent service and customer service is good as well Reviewed on: 27th June 2025

Pay in 3 gives me that essential financial buffer...

5
Pay in 3 gives me that essential, guaranteed, buffer to manage my finances. Reviewed on: 27th June 2025

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