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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48536 reviews)

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4.93

Based on 48,536 reviews, last reviewed 9th May 2026

2470200% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Used PayPal for many years and is my go to for an ea... Used PayPal for many years and is my go to for an easy checkout experience. Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48536)

Better budgeting

I always use PayPal pay in 3 when I can. To get 3 months interest free allows me to purchase things immediately where I would have had to wait until I had all the funds. PayPal pay in 3 allows me to keep to a budget plan as I know that the money is due out and when. I would have otherwise just spent that money and not saved for the goods I wanted. Reviewed on: 27th June 2025

Good experience

Good experience very easy to ise Reviewed on: 27th June 2025

Very useful and convenient way to purchase items th...

Very useful and convenient way to purchase items that you would perhaps hesitate to to do so Reviewed on: 27th June 2025

Never had a problem.

Never had a problem. Used the service a few times, nice way to spread payments. Reviewed on: 27th June 2025

Fantastic product

Great, I use it a lot it helps me balance my monthly sending. Reviewed on: 27th June 2025

Recommend

This payment gives me peace of mind.And pay in 3 allows me to buy things when I need them Reviewed on: 27th June 2025

always use pay in 3 for purchases I buy over £80.

I always use pay in 3 for purchases I buy over £80. It’s a brilliant way to spread the cost without hidden fees Reviewed on: 27th June 2025

Never had any problems with pay in 3.

Never had any problems with pay in 3. Reviewed on: 27th June 2025

PayPal gives me flexibility

PayPal gives me flexibility, and even when things don’t run smoothly, customer services always comes through. Great job Reviewed on: 27th June 2025

Simple to use hassle free credit over three month

Simple to use hassle free credit over three month Reviewed on: 27th June 2025

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