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PayPal: Pay in 3 reviews

4.93
Based on 48,556 reviews, last reviewed 9th May 2026
2472100% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

It just works So quick and easy to pay with paypal Reviewed on: 9th May 2026
Adie's avatar
Adie

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48556)

Long term User

5
I've used PayPal for a long time. It's great for sending money to my kids in Australia (I'm in the UK) for birthdays and Christmas etc. The payment options for purchases have come in handy quite a few times when my bank balance has been low, just before payday or for bigger purchases. There's times I've relied on PayPal to get me through. Reviewed on: 27th June 2025

Pay in 3 is the best

5
I have used PayPal pay in 3, many times now. It helps get the things you want without the initial full payment. Over 3 months interest free is the best way to budget on the dearer things that you want Reviewed on: 27th June 2025

Easy to use and 0% interest, what's not to like!

5
Easy to use and 0% interest, what's not to like! Very easy to set up payment dates so you never miss a payment.. App is easy to use and navigate and customer services were very helpful in cancelling a payment that was taken 3 times. Reviewed on: 27th June 2025

Great system, easy, takes the pressure of my persona...

5
Great system, easy, takes the pressure of my personal cash flow Reviewed on: 27th June 2025

Always easy to use and worry free.

5
Always easy to use and worry free. Reviewed on: 27th June 2025

Great services very clear and fair

5
Great services very clear and fair Reviewed on: 27th June 2025

Always works really well.

5
Always works really well. The process is smooth Reviewed on: 27th June 2025

Easy to set up pay in and 3, as always psypsl feels...

5
Easy to set up pay in and 3, as always psypsl feels secure and spp easy to use. Reviewed on: 27th June 2025

I find PayPal pay in three really flexible and lets...

5
I find PayPal pay in three really flexible and lets me spread out big purchases Reviewed on: 27th June 2025

Easy, Fast, Accepted

5
So easy to use and clearly laid out. Communication is great and APP very easy to use. Accepted almost everywhere. Reviewed on: 27th June 2025

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