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PayPal: Pay in 3 reviews

4.93
Based on 48,576 reviews, last reviewed 9th May 2026
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Latest highest rating:

5

Love PayPal for piece of mind gives you confidence w... Love PayPal for piece of mind gives you confidence when paying for goods. Reviewed on: 9th May 2026
Gary Horrigan's avatar
Gary Horrigan

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48576)

I always use PayPal - most secure and reliable

5
I always use PayPal for the security they bring and excellent service. The pay in 3 payments has enabled me to access more things - incredible Reviewed on: 27th June 2025

Financial breathing space

5
Pay in 3 has been a real life saver for me. It’s allowed me to be able to afford not just luxuries but also essentials for our busy family Reviewed on: 27th June 2025

Great way to book flight tickets

5
Always use pay in 3 when booking jet2 flights, email confirmation when payments are taken, excellent. Reviewed on: 27th June 2025

An ideal way of purchasing

5
Paypal Pay in 3 is an ideal way of spreading the cost of purchasing without having to pay the full amount all at once or paying interest Reviewed on: 27th June 2025

Fantastic

5
I've been using PayPal for a number of years now. The Pay in 3 option is fantastic; it means you can buy the things you need and/or want right there and then even when you might not be able to afford to pay for them in one go and without the high interest rate of credit cards. I use it whenever I can. Reviewed on: 27th June 2025

A* Customer Service & Pay in 3 Option

5
PayPal has great customer service every time I've needed to contact them. It is Ideal that you get the chance to pay in 3 installments on most occasions without having to pay any fees, which makes life.so much easier and stress free. Reviewed on: 27th June 2025

Useful if managed correctly

5
PayPal pay in 3 is a great system to allow you to make a purchase and retain the freedom of the money in you bank account in case of an emergency. Reviewed on: 27th June 2025

Pay in Three - for FREE!

5
Generally very happy with the various services offered. Love the pay in 3! Reviewed on: 27th June 2025

Always there when I need it excellent thank you

5
Always there when I need it excellent thank you Reviewed on: 27th June 2025

A real help in my life

5
Since first used, I've found it 100% reliable. Useful for spreading out-goings over time and very easy to use: important when you've reached 86 and time is short. Reviewed on: 27th June 2025

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