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PayPal: Pay in 3 reviews

4.93
Based on 48,593 reviews, last reviewed 9th May 2026
2475600% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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0%

Latest highest rating:

5

Quick and easy way to spread costs Good way to spread the cost without worry on a larger cost item. Easy to set up. Reviewed on: 9th May 2026
Frances B's avatar
Frances B

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48593)

Easy to access and use on line use mainly on...

5
Easy to access and use on line use mainly on eBay Reviewed on: 27th June 2025

Get what u wish for and stick to your budget too

5
I used PayPal pay in 3 to get what I wished fir and still stick to my budget, highly recommend this service, excellent, clear and easy to use! Reviewed on: 27th June 2025

Good, good good good good

5
Verry Good , good, good, good good good good good good good Reviewed on: 27th June 2025

PayPal’s introductory of Pay in 3 solidifies them fo...

5
PayPal’s introductory of Pay in 3 solidifies them for me as the best payment platform. I love the added security even when I pay by debit card. I’ve also now cancelled other BNPL services. I want to see them to release an apple wallet option for this so that I can pay by PayPal: Pay in 3 even quicker. Reviewed on: 27th June 2025

Pay in 3 installments, and with no surcharge is bril...

5
Pay in 3 installments, and with no surcharge is brilliant in this day and age, helps me spread the payments out. Reviewed on: 27th June 2025

It's a godsend and love the option

5
It's a godsend and love the option Reviewed on: 27th June 2025

Paypal is very prompt gives security towards any tra...

5
Paypal is very prompt gives security towards any transaction. Reviewed on: 27th June 2025

It’s great to have pay in 3 interest free facilities...

5
It’s great to have pay in 3 interest free facilities, most of my payments are via PayPal & I always go through pay in 3. It’s very convenient and hopefully PayPal should introduce pay in 6 now for like us regular customers. Thank you to PayPal .. Reviewed on: 27th June 2025

Excellent safe service.

5
Excellent safe service. Very reputable. Customer service is very good Reviewed on: 27th June 2025

Amazing and extremly useful company

5
Used paypal for years amazing service and easy to use apps with the added protection of your purchases. Never had any issues with paypal and has helped with bigger purchases Reviewed on: 27th June 2025

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